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SBA lending by metro area

SBA lenders in College Station, TX

Which lenders fund College Station-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
569
Total funded
$404.3M
Average loan
$711K
7(a) charge-off
6.6%

Top SBA lenders in the College Station area

Ranked by SBA volume funded to businesses located in the College Station metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 First Financial Bank 81 $74.4M $918K 2.47%
2 Capital Certified Development Corporation 46 $56.1M $1.2M not reported
3 Live Oak Banking Company 19 $26.2M $1.4M not reported
4 North Texas Certified Development Corporation 21 $25.5M $1.2M not reported
5 Simmons Bank 50 $16.1M $322K 10.00%
6 Wallis Bank 10 $14.3M $1.4M not reported
7 Wells Fargo Bank National Association 40 $11.4M $286K 10.00%
8 Community Certified Development Corporation 8 $11.0M $1.4M not reported
9 American Momentum Bank 7 $6.8M $977K not reported
10 The Huntington National Bank 17 $6.4M $378K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How College Station compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
College Station area $290K ▲ 16.0% 14.4% ▲ 7.0 pts
Texas$250K7.4%
United States$179K11.2%

What gets funded in College Station

IndustryLoansTotal funded
Accommodation and Food Services 102 $112.3M
Agriculture, Forestry, Fishing 60 $79.2M
Retail Trade 60 $43.9M
Manufacturing 27 $28.6M
Professional and Technical Services 53 $27.4M
Other Services 52 $19.9M
Construction 48 $16.8M
Health Care and Social Assistance 42 $16.8M

SBA lending in College Station by year

Geography, precisely

"College Station area" here means the College Station-Bryan, TX metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Brazos County, TX; Burleson County, TX; Robertson County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.