SBA lending by metro area
SBA lenders in Columbia, SC
Which lenders fund Columbia-area businesses, how much, and how the market compares with South Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Columbia area
Ranked by SBA volume funded to businesses located in the Columbia metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 66 | $110.4M | $1.7M | 0.00% |
| 2 | TD Bank, National Association | 198 | $59.6M | $301K | 5.05% |
| 3 | Pinnacle Bank | 49 | $54.1M | $1.1M | 6.12% |
| 4 | Provident Business Financial Services, Inc. | 39 | $41.7M | $1.1M | not reported |
| 5 | Certified Development Corporation of South Carolina | 64 | $35.6M | $557K | not reported |
| 6 | The Huntington National Bank | 60 | $31.2M | $519K | 1.67% |
| 7 | Business Development Corporation of South Carolina | 74 | $29.4M | $397K | 2.70% |
| 8 | Wells Fargo Bank National Association | 154 | $29.2M | $190K | 6.49% |
| 9 | United Community Bank | 31 | $25.9M | $837K | 3.23% |
| 10 | First-Citizens Bank & Trust Company | 24 | $25.5M | $1.1M | 4.17% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Columbia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Columbia area | $210K ▼ 20.8% | 8.1% |
| South Carolina | $265K | 7.9% |
| United States | $179K | 11.2% |
What gets funded in Columbia
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 226 | $225.7M |
| Retail Trade | 202 | $105.5M |
| Manufacturing | 83 | $83.5M |
| Health Care and Social Assistance | 122 | $69.5M |
| Other Services | 143 | $65.4M |
| Wholesale Trade | 70 | $58.4M |
| Professional and Technical Services | 106 | $51.5M |
| Agriculture, Forestry, Fishing | 41 | $47.2M |
SBA lending in Columbia by year
Geography, precisely
"Columbia area" here means the Columbia, SC metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Calhoun County, SC; Fairfield County, SC; Kershaw County, SC; Lexington County, SC; Richland County, SC; Saluda County, SC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.