SBA lending by metro area
SBA lenders in Columbus, MS
Which lenders fund Columbus-area businesses, how much, and how the market compares with Mississippi: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Columbus area
Ranked by SBA volume funded to businesses located in the Columbus micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | BankFirst Financial Services | 43 | $16.6M | $387K | 2.33% |
| 2 | Community Bank of Mississippi | 20 | $14.3M | $715K | 0.00% |
| 3 | Regions Bank | 5 | $5.2M | $1.0M | not reported |
| 4 | The Huntington National Bank | 9 | $5.0M | $551K | not reported |
| 5 | Wells Fargo Bank National Association | 5 | $4.8M | $952K | not reported |
| 6 | First Financial Bank | 5 | $2.7M | $538K | not reported |
| 7 | Trustmark Bank | 8 | $2.1M | $262K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Columbus compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Columbus area | $228K ▲ 68.5% | 2.8% ▲ 0.9 pts |
| Mississippi | $135K | 1.9% |
| United States | $179K | 11.2% |
What gets funded in Columbus
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 21 | $34.9M |
| Agriculture, Forestry, Fishing | 38 | $25.0M |
| Retail Trade | 15 | $24.1M |
| Administrative and Support | 8 | $5.6M |
| Transportation and Warehousing | 18 | $5.6M |
| Manufacturing | 5 | $2.2M |
| Health Care and Social Assistance | 10 | $2.0M |
| Other Services | 8 | $1.5M |
SBA lending in Columbus by year
Geography, precisely
"Columbus area" here means the Columbus, MS micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lowndes County, MS; Noxubee County, MS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.