SBA lending by metro area
SBA lenders in Concord, NH
Which lenders fund Concord-area businesses, how much, and how the market compares with New Hampshire: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Concord area
Ranked by SBA volume funded to businesses located in the Concord micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Granite State Economic Development Corporation | 78 | $28.8M | $369K | not reported |
| 2 | Capital Regional Development Council | 59 | $25.9M | $439K | not reported |
| 3 | Merrimack County Savings Bank | 174 | $22.6M | $130K | 1.15% |
| 4 | Primary Bank | 29 | $15.6M | $538K | 3.45% |
| 5 | TD Bank, National Association | 150 | $15.0M | $100K | 4.00% |
| 6 | Live Oak Banking Company | 9 | $13.3M | $1.5M | not reported |
| 7 | Bar Harbor Bank & Trust | 49 | $8.5M | $174K | 2.04% |
| 8 | Bangor Savings Bank | 47 | $7.6M | $162K | 2.13% |
| 9 | Eastern Bank | 40 | $7.0M | $175K | 10.00% |
| 10 | Bay Colony Development Corporation | 8 | $6.0M | $749K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Concord compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Concord area | $90K ▼ 10.0% | 15.2% ▼ 1.9 pts |
| New Hampshire | $100K | 17.1% |
| United States | $179K | 11.2% |
What gets funded in Concord
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 147 | $39.8M |
| Construction | 167 | $26.0M |
| Professional and Technical Services | 92 | $24.4M |
| Manufacturing | 84 | $22.8M |
| Accommodation and Food Services | 85 | $22.5M |
| Wholesale Trade | 39 | $14.9M |
| Administrative and Support | 79 | $13.4M |
| Other Services | 116 | $12.9M |
SBA lending in Concord by year
Geography, precisely
"Concord area" here means the Concord, NH micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Merrimack County, NH. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.