SBA lender profile
Bar Harbor Bank & Trust
Bar Harbor Bank & Trust appears in the public SBA loan data with 627 funded 7(a) loans since FY2010, totaling $94.1M, an average of $150K per loan, and an estimated 4,669 jobs supported. Its SBA lending concentrates in New Hampshire and the Real Estate sector. Across its 7(a) loans, the charge-off rate is 1.6%. 18.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 78
- Activity 63
- Consistency 80
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bar Harbor Bank & Trust the right lender for you?
Lenders fund what they know. Bar Harbor Bank & Trust's SBA lending concentrates in New Hampshire (341 loans) and Real Estate (39 loans), at an average loan of $150K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $4.7B
- Headquarters
- Bar Harbor, ME
- FDIC cert
- #11971
- Status
- Active
Where Bar Harbor Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Hampshire | 341 | $46.1M |
| Maine | 158 | $27.9M |
| Vermont | 124 | $19.9M |
| North Carolina | 1 | $100K |
| Massachusetts | 1 | $50K |
| Alaska | 1 | $25K |
Metro areas where Bar Harbor Bank & Trust funds
What Bar Harbor Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Real Estate | 39 | $15.1M |
| Manufacturing | 47 | $13.1M |
| Retail Trade | 110 | $12.2M |
| Accommodation and Food Services | 75 | $10.2M |
| Construction | 63 | $7.4M |
| Administrative and Support | 45 | $5.0M |
Bar Harbor Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 65 | $6.5M |
| 2011 | 70 | $16.3M |
| 2012 | 29 | $3.5M |
| 2013 | 36 | $3.7M |
| 2014 | 52 | $7.4M |
| 2015 | 70 | $15.4M |
| 2016 | 49 | $6.8M |
| 2017 | 23 | $2.1M |
| 2018 | 25 | $3.5M |
| 2019 | 28 | $3.4M |
| 2020 | 41 | $7.3M |
| 2021 | 31 | $3.6M |
| 2022 | 12 | $1.7M |
| 2023 | 27 | $3.4M |
| 2024 | 37 | $4.7M |
| 2025 | 32 | $4.8M |
Related SBA lenders
Other lenders active in New Hampshire or in Real Estate.
Comparing lenders? See how to choose an SBA lender by track record.
Bar Harbor Bank & Trust: frequently asked questions
Does Bar Harbor Bank & Trust offer SBA loans?
Yes. Bar Harbor Bank & Trust appears in the public SBA data with 627 funded SBA 7(a) loans totaling $94.1M.
How many SBA loans has Bar Harbor Bank & Trust made?
Bar Harbor Bank & Trust is associated with 627 SBA 7(a) loans totaling $94.1M in the public SBA data (as of 2026-03-31).
What is Bar Harbor Bank & Trust's SBA charge-off rate?
About 1.6% of Bar Harbor Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bar Harbor Bank & Trust do most of its SBA lending?
Bar Harbor Bank & Trust's SBA lending in the data is most concentrated in New Hampshire, and by industry in Real Estate.
Is Bar Harbor Bank & Trust an SBA Preferred Lender (PLP)?
The loan record shows Bar Harbor Bank & Trust operating under PLP delegated authority: 115 of its 7(a) loans (18.3%) were processed through the Preferred Lenders Program, including 40 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bar Harbor Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bar-harbor-bank-trust/
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