SBA lender profile
Bar Harbor Bank & Trust
Bar Harbor Bank & Trust appears in the public SBA loan data with 180 funded 7(a) loans totaling $25.4M, an average of $141K per loan, and an estimated 1,098 jobs supported. Its SBA lending concentrates in New Hampshire and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
180
Total volume
$25.4M
Average loan size
$141K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,098
Programs
7(a)
Bank profile
via FDIC- Total assets
- $4.7B
- Headquarters
- Bar Harbor, ME
- FDIC cert
- #11971
- Status
- Active
Where Bar Harbor Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Hampshire | 110 | $16.1M |
| Maine | 40 | $5.1M |
| Vermont | 29 | $4.1M |
| Alaska | 1 | $25K |
What Bar Harbor Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 27 | $4.2M |
| Manufacturing | 14 | $3.5M |
| Administrative and Support | 22 | $2.2M |
| Agriculture, Forestry, Fishing | 14 | $2.2M |
| Accommodation and Food Services | 15 | $2.0M |
| Retail Trade | 22 | $2.0M |
Bar Harbor Bank & Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 41 | $7.3M |
| 2021 | 31 | $3.6M |
| 2022 | 12 | $1.7M |
| 2023 | 27 | $3.4M |
| 2024 | 37 | $4.7M |
| 2025 | 32 | $4.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Bar Harbor Bank & Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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