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SBA lender profile

Merrimack County Savings Bank

Merrimack County Savings Bank appears in the public SBA loan data with 274 funded 7(a) loans since FY2010, totaling $41.0M, an average of $150K per loan, and an estimated 2,053 jobs supported. Its SBA lending concentrates in New Hampshire and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.1%. 29.9% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 85
Scale 62
Activity 56
Consistency 85

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
274
Since FY2010
Total volume
$41.0M
Average loan size
$150K
7(a) charge-off rate
1.1%
Share of 7(a) loans charged off
Jobs supported (reported)
2,053
Programs
7(a)

Is Merrimack County Savings Bank the right lender for you?

Lenders fund what they know. Merrimack County Savings Bank's SBA lending concentrates in New Hampshire (272 loans) and Retail Trade (39 loans), at an average loan of $150K. If your business does not look like that, a different SBA lender is likely the better fit.

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Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$1.4B
Headquarters
Concord, NH
FDIC cert
#17960
Status
Active

Where Merrimack County Savings Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
New Hampshire 272 $40.7M
Massachusetts 2 $313K

Metro areas where Merrimack County Savings Bank funds

What Merrimack County Savings Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 39 $5.8M
Accommodation and Food Services 44 $5.5M
Construction 36 $5.0M
Wholesale Trade 12 $4.5M
Manufacturing 23 $4.1M
Administrative and Support 34 $4.0M

Merrimack County Savings Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$432K
201122$2.4M
201216$2.3M
201313$2.3M
201411$1.2M
201510$660K
201621$1.9M
201728$2.1M
201824$2.5M
201910$1.1M
202012$1.3M
202134$5.0M
202215$5.6M
20239$1.3M
202411$2.8M
202527$4.3M
20269$3.8M

Related SBA lenders

Other lenders active in New Hampshire or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Merrimack County Savings Bank: frequently asked questions

Does Merrimack County Savings Bank offer SBA loans?

Yes. Merrimack County Savings Bank appears in the public SBA data with 274 funded SBA 7(a) loans totaling $41.0M.

How many SBA loans has Merrimack County Savings Bank made?

Merrimack County Savings Bank is associated with 274 SBA 7(a) loans totaling $41.0M in the public SBA data (as of 2026-03-31).

What is Merrimack County Savings Bank's SBA charge-off rate?

About 1.1% of Merrimack County Savings Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Merrimack County Savings Bank do most of its SBA lending?

Merrimack County Savings Bank's SBA lending in the data is most concentrated in New Hampshire, and by industry in Retail Trade.

Is Merrimack County Savings Bank an SBA Preferred Lender (PLP)?

The loan record shows Merrimack County Savings Bank operating under PLP delegated authority: 82 of its 7(a) loans (29.9%) were processed through the Preferred Lenders Program, including 19 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Merrimack County Savings Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Merrimack County Savings Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Merrimack County Savings Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/merrimack-county-savings-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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