SBA lending by metro area
SBA lenders in Elizabethtown, KY
Which lenders fund Elizabethtown-area businesses, how much, and how the market compares with Kentucky: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Elizabethtown area
Ranked by SBA volume funded to businesses located in the Elizabethtown metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | South Central Bank, Inc. | 21 | $11.5M | $546K | 0.00% |
| 2 | JPMorgan Chase Bank, National Association | 10 | $4.4M | $443K | not reported |
| 3 | U.S. Bank, National Association | 5 | $4.0M | $805K | not reported |
| 4 | Capital Access Corporation - Kentucky | 5 | $3.3M | $667K | not reported |
| 5 | Community Trust Bank, Inc. | 12 | $2.5M | $209K | not reported |
| 6 | Magnolia Bank Incorporated | 15 | $2.4M | $162K | not reported |
| 7 | Abound FCU | 7 | $1.9M | $274K | not reported |
| 8 | The Cecilian Bank | 9 | $1.3M | $139K | not reported |
| 9 | The Huntington National Bank | 5 | $1.2M | $242K | not reported |
| 10 | WesBanco Bank, Inc. | 5 | $1.0M | $201K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Elizabethtown compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Elizabethtown area | $150K ▲ 5.0% | 7.4% ▲ 0.7 pts |
| Kentucky | $143K | 6.8% |
| United States | $179K | 11.2% |
What gets funded in Elizabethtown
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 42 | $24.9M |
| Accommodation and Food Services | 27 | $23.2M |
| Arts, Entertainment, Recreation | 10 | $7.4M |
| Health Care and Social Assistance | 14 | $6.2M |
| Construction | 12 | $6.0M |
| Manufacturing | 9 | $3.2M |
| Transportation and Warehousing | 6 | $2.8M |
| Administrative and Support | 9 | $2.2M |
SBA lending in Elizabethtown by year
Geography, precisely
"Elizabethtown area" here means the Elizabethtown, KY metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Hardin County, KY; Larue County, KY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.