SBA lender profile
Magnolia Bank Incorporated
Magnolia Bank Incorporated appears in the public SBA loan data with 28 funded 7(a) loans since FY2010, totaling $6.7M, an average of $241K per loan, and an estimated 85 jobs supported. Its SBA lending concentrates in Kentucky and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 21.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 8
- Activity 0
- Consistency 40
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Magnolia Bank Incorporated the right lender for you?
Lenders fund what they know. Magnolia Bank Incorporated's SBA lending concentrates in Kentucky (28 loans) and Retail Trade (11 loans), at an average loan of $241K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Magnolia Bank Incorporated lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Kentucky | 28 | $6.7M |
Metro areas where Magnolia Bank Incorporated funds
What Magnolia Bank Incorporated funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 11 | $4.2M |
| Accommodation and Food Services | 2 | $1.3M |
| Construction | 3 | $270K |
| Transportation and Warehousing | 3 | $269K |
| Administrative and Support | 3 | $243K |
| Health Care and Social Assistance | 1 | $225K |
Magnolia Bank Incorporated SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2014 | 6 | $502K |
| 2015 | 12 | $3.1M |
| 2016 | 6 | $1.9M |
| 2017 | 4 | $1.3M |
Related SBA lenders
Other lenders active in Kentucky or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Magnolia Bank Incorporated: frequently asked questions
Does Magnolia Bank Incorporated offer SBA loans?
Yes. Magnolia Bank Incorporated appears in the public SBA data with 28 funded SBA 7(a) loans totaling $6.7M.
How many SBA loans has Magnolia Bank Incorporated made?
Magnolia Bank Incorporated is associated with 28 SBA 7(a) loans totaling $6.7M in the public SBA data (as of 2026-03-31).
What is Magnolia Bank Incorporated's SBA charge-off rate?
About 0.0% of Magnolia Bank Incorporated's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Magnolia Bank Incorporated do most of its SBA lending?
Magnolia Bank Incorporated's SBA lending in the data is most concentrated in Kentucky, and by industry in Retail Trade.
Is Magnolia Bank Incorporated an SBA Preferred Lender (PLP)?
The loan record shows Magnolia Bank Incorporated operating under PLP delegated authority: 6 of its 7(a) loans (21.4%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Magnolia Bank Incorporated SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/magnolia-bank-incorporated/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.