SBA lending by metro area
SBA lenders in Elko, NV
Which lenders fund Elko-area businesses, how much, and how the market compares with Nevada: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Elko area
Ranked by SBA volume funded to businesses located in the Elko micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Nevada State Development Corporation | 24 | $11.8M | $493K | not reported |
| 2 | Mountain West Small Business Finance | 5 | $6.7M | $1.3M | not reported |
| 3 | Enterprise Bank & Trust | 5 | $5.4M | $1.1M | not reported |
| 4 | Wells Fargo Bank National Association | 19 | $4.3M | $226K | not reported |
| 5 | Zions Bank, A Division of | 15 | $2.7M | $180K | not reported |
| 6 | U.S. Bank, National Association | 28 | $2.6M | $92K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Elko compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Elko area | $233K ▼ 2.2% | 20.4% ▲ 2.7 pts |
| Nevada | $238K | 17.7% |
| United States | $179K | 11.2% |
What gets funded in Elko
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 23 | $28.0M |
| Other Services | 20 | $12.1M |
| Health Care and Social Assistance | 19 | $10.3M |
| Real Estate | 7 | $9.0M |
| Retail Trade | 14 | $8.6M |
| Construction | 16 | $4.4M |
| Professional and Technical Services | 10 | $1.9M |
| Arts, Entertainment, Recreation | 6 | $1.9M |
SBA lending in Elko by year
Geography, precisely
"Elko area" here means the Elko, NV micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Elko County, NV; Eureka County, NV. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.