SBA lending by metro area
SBA lenders in Flagstaff, AZ
Which lenders fund Flagstaff-area businesses, how much, and how the market compares with Arizona: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Flagstaff area
Ranked by SBA volume funded to businesses located in the Flagstaff metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Arizona Capital Source | 22 | $29.5M | $1.3M | not reported |
| 2 | CDC Small Business Finance Corp. | 28 | $24.5M | $876K | not reported |
| 3 | Bank of Hope | 8 | $24.3M | $3.0M | not reported |
| 4 | Commonwealth Business Bank | 9 | $23.4M | $2.6M | not reported |
| 5 | JPMorgan Chase Bank, National Association | 59 | $17.7M | $300K | 5.08% |
| 6 | St. Louis Bank | 13 | $17.6M | $1.4M | not reported |
| 7 | Western Alliance Bank | 30 | $15.2M | $507K | 0.00% |
| 8 | Wells Fargo Bank National Association | 30 | $14.6M | $485K | 0.00% |
| 9 | Mortgage Capital Development Corporation | 14 | $13.9M | $993K | not reported |
| 10 | Zions Bank, A Division of | 42 | $11.5M | $275K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Flagstaff compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Flagstaff area | $319K ▲ 15.4% | 14.2% ▲ 3.0 pts |
| Arizona | $276K | 11.2% |
| United States | $179K | 11.2% |
What gets funded in Flagstaff
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 136 | $209.7M |
| Retail Trade | 55 | $37.4M |
| Health Care and Social Assistance | 48 | $22.5M |
| Other Services | 40 | $19.4M |
| Professional and Technical Services | 41 | $17.3M |
| Arts, Entertainment, Recreation | 22 | $14.5M |
| Manufacturing | 31 | $12.2M |
| Construction | 33 | $11.1M |
SBA lending in Flagstaff by year
Geography, precisely
"Flagstaff area" here means the Flagstaff, AZ metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Coconino County, AZ. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.