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SBA lender profile

Western Alliance Bank

Western Alliance Bank appears in the public SBA loan data with 788 funded 7(a) loans since FY2010, totaling $571.1M, an average of $725K per loan, and an estimated 16,657 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.8%. 53.2% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 74
Scale 90
Activity 86
Consistency 89

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
788
Since FY2010
Total volume
$571.1M
Average loan size
$725K
7(a) charge-off rate
2.8%
Share of 7(a) loans charged off
Jobs supported (reported)
16,657
Programs
7(a)

Is Western Alliance Bank the right lender for you?

Lenders fund what they know. Western Alliance Bank's SBA lending concentrates in California (337 loans) and Accommodation and Food Services (104 loans), at an average loan of $725K. If your business does not look like that, a different SBA lender is likely the better fit.

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Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$98.8B
Headquarters
Phoenix, AZ
FDIC cert
#57512
Status
Active

Where Western Alliance Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
California 337 $298.8M
Arizona 274 $145.8M
Nevada 165 $114.3M
New York 4 $6.4M
Utah 3 $4.0M
Oklahoma 1 $920K

Metro areas where Western Alliance Bank funds

What Western Alliance Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 104 $94.4M
Health Care and Social Assistance 109 $68.9M
Manufacturing 57 $55.9M
Retail Trade 76 $55.4M
Construction 85 $54.1M
Professional and Technical Services 95 $51.0M

Western Alliance Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201033$15.8M
201158$42.5M
201259$43.4M
201367$63.3M
201469$54.0M
201559$48.5M
201647$33.3M
201747$24.7M
201898$32.1M
201965$21.7M
202031$20.3M
202134$44.8M
202213$19.5M
202330$24.1M
202426$31.2M
202531$30.7M
202621$20.9M

Related SBA lenders

Other lenders active in California or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Western Alliance Bank: frequently asked questions

Does Western Alliance Bank offer SBA loans?

Yes. Western Alliance Bank appears in the public SBA data with 788 funded SBA 7(a) loans totaling $571.1M.

How many SBA loans has Western Alliance Bank made?

Western Alliance Bank is associated with 788 SBA 7(a) loans totaling $571.1M in the public SBA data (as of 2026-03-31).

What is Western Alliance Bank's SBA charge-off rate?

About 2.8% of Western Alliance Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Western Alliance Bank do most of its SBA lending?

Western Alliance Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.

Is Western Alliance Bank an SBA Preferred Lender (PLP)?

The loan record shows Western Alliance Bank operating under PLP delegated authority: 419 of its 7(a) loans (53.2%) were processed through the Preferred Lenders Program, including 52 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Western Alliance Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Western Alliance Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Western Alliance Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/western-alliance-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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