SBA lending by metro area
SBA lenders in Gettysburg, PA
Which lenders fund Gettysburg-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Gettysburg area
Ranked by SBA volume funded to businesses located in the Gettysburg metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 97 | $12.9M | $133K | 3.09% |
| 2 | Beacon Bank and Trust | 7 | $11.2M | $1.6M | not reported |
| 3 | EDC Finance Corporation | 7 | $6.1M | $874K | not reported |
| 4 | The Huntington National Bank | 5 | $3.2M | $632K | not reported |
| 5 | PNC Bank, National Association | 6 | $1.3M | $224K | not reported |
| 6 | Celtic Bank Corporation | 5 | $990K | $198K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Gettysburg compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Gettysburg area | $95K ▼ 36.7% | 7.1% ▲ 0.9 pts |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Gettysburg
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 29 | $21.4M |
| Accommodation and Food Services | 22 | $18.5M |
| Retail Trade | 17 | $6.5M |
| Professional and Technical Services | 14 | $5.5M |
| Agriculture, Forestry, Fishing | 11 | $5.2M |
| Construction | 29 | $5.1M |
| Health Care and Social Assistance | 6 | $2.6M |
| Administrative and Support | 12 | $1.9M |
SBA lending in Gettysburg by year
Geography, precisely
"Gettysburg area" here means the Gettysburg, PA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Adams County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.