SBA lender profile
EDC Finance Corporation
EDC Finance Corporation appears in the public SBA loan data with 176 funded 504 loans totaling $159.2M, an average of $905K per loan, and an estimated 3,774 jobs supported. Its SBA lending concentrates in Pennsylvania and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
176
Total volume
$159.2M
Average loan size
$905K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
3,774
Programs
504
EDC Finance Corporation is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where EDC Finance Corporation lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Pennsylvania | 175 | $158.3M |
| Delaware | 1 | $908K |
What EDC Finance Corporation funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 35 | $48.1M |
| Accommodation and Food Services | 28 | $21.0M |
| Retail Trade | 27 | $16.5M |
| Other Services | 15 | $11.7M |
| Wholesale Trade | 7 | $11.0M |
| Professional and Technical Services | 15 | $9.2M |
EDC Finance Corporation SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 10 | $6.7M |
| 2011 | 11 | $6.0M |
| 2012 | 21 | $24.4M |
| 2013 | 11 | $6.9M |
| 2014 | 24 | $23.0M |
| 2015 | 10 | $7.2M |
| 2016 | 15 | $10.0M |
| 2017 | 16 | $14.0M |
| 2018 | 6 | $5.4M |
| 2019 | 6 | $2.3M |
| 2020 | 6 | $5.3M |
| 2021 | 19 | $27.6M |
| 2022 | 8 | $7.4M |
| 2023 | 7 | $6.2M |
| 2024 | 2 | $1.4M |
| 2025 | 2 | $2.9M |
| 2026 | 2 | $2.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of EDC Finance Corporation's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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