SBA lending by metro area
SBA lenders in Grand Junction, CO
Which lenders fund Grand Junction-area businesses, how much, and how the market compares with Colorado: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Grand Junction area
Ranked by SBA volume funded to businesses located in the Grand Junction metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Timberline Bank | 80 | $38.0M | $475K | 1.25% |
| 2 | Live Oak Banking Company | 23 | $26.2M | $1.1M | 0.00% |
| 3 | Wells Fargo Bank National Association | 79 | $23.6M | $299K | 3.80% |
| 4 | B:Side Capital | 46 | $22.5M | $489K | not reported |
| 5 | OakStar Bank | 13 | $18.2M | $1.4M | not reported |
| 6 | Readycap Lending, LLC | 7 | $12.5M | $1.8M | not reported |
| 7 | Mountain West Small Business Finance | 7 | $10.7M | $1.5M | not reported |
| 8 | Community Economic Development Company of Colorado | 16 | $6.9M | $430K | not reported |
| 9 | Hanmi Bank | 5 | $6.1M | $1.2M | not reported |
| 10 | U.S. Bank, National Association | 67 | $5.4M | $81K | 1.49% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Grand Junction compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Grand Junction area | $200K ▼ 20.0% | 13.4% ▲ 1.2 pts |
| Colorado | $250K | 12.2% |
| United States | $179K | 11.2% |
What gets funded in Grand Junction
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 60 | $62.5M |
| Health Care and Social Assistance | 65 | $47.5M |
| Construction | 92 | $40.9M |
| Retail Trade | 68 | $34.0M |
| Other Services | 46 | $26.1M |
| Manufacturing | 38 | $13.9M |
| Wholesale Trade | 20 | $13.0M |
| Professional and Technical Services | 39 | $11.1M |
SBA lending in Grand Junction by year
Geography, precisely
"Grand Junction area" here means the Grand Junction, CO metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Mesa County, CO. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.