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SBA lending by metro area

SBA lenders in Jackson, TN

Which lenders fund Jackson-area businesses, how much, and how the market compares with Tennessee: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
186
Total funded
$156.6M
Average loan
$842K
7(a) charge-off
3.4%

Top SBA lenders in the Jackson area

Ranked by SBA volume funded to businesses located in the Jackson metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Regions Bank 8 $19.4M $2.4M not reported
2 The Park National Bank 8 $18.1M $2.3M not reported
3 Brightbridge, Inc. 7 $14.0M $2.0M not reported
4 The Huntington National Bank 19 $12.4M $652K not reported
5 Centennial Bank 23 $6.2M $271K 13.04%
6 Simmons Bank 15 $5.5M $370K not reported
7 Newtek Bank, National Association 6 $1.3M $217K not reported
8 Commercial Bank and Trust Company 7 $998K $143K not reported
9 Trustmark Bank 7 $528K $75K not reported
10 VelocitySBA, LLC 17 $175K $10K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Jackson compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Jackson area $278K ▲ 11.0% 5.4%
Tennessee$250K5.3%
United States$179K11.2%

What gets funded in Jackson

IndustryLoansTotal funded
Accommodation and Food Services 28 $39.2M
Manufacturing 24 $26.0M
Agriculture, Forestry, Fishing 8 $23.4M
Wholesale Trade 10 $19.3M
Retail Trade 33 $15.2M
Health Care and Social Assistance 17 $8.5M
Administrative and Support 9 $5.3M
Other Services 9 $4.9M

SBA lending in Jackson by year

Geography, precisely

"Jackson area" here means the Jackson, TN metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Chester County, TN; Crockett County, TN; Gibson County, TN; Madison County, TN. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.