SBA lending by metro area
SBA lenders in Jamestown, NY
Which lenders fund Jamestown-area businesses, how much, and how the market compares with New York: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Jamestown area
Ranked by SBA volume funded to businesses located in the Jamestown micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 142 | $17.4M | $123K | 0.70% |
| 2 | Five Star Bank | 86 | $16.0M | $186K | 4.65% |
| 3 | Empire State Certified Development Corporation | 11 | $4.9M | $445K | not reported |
| 4 | Northwest Bank | 24 | $4.0M | $167K | 8.33% |
| 5 | KeyBank National Association | 34 | $3.4M | $100K | 5.88% |
| 6 | United Midwest Savings Bank National Association | 5 | $2.6M | $514K | not reported |
| 7 | New York Business Development Corporation | 7 | $2.4M | $346K | not reported |
| 8 | Community Bank, National Association | 17 | $2.4M | $140K | not reported |
| 9 | CNB Bank | 5 | $2.0M | $403K | not reported |
| 10 | NBT Bank, National Association | 11 | $1.7M | $159K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Jamestown compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Jamestown area | $55K ▼ 45.0% | 2.8% ▼ 3.4 pts |
| New York | $100K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Jamestown
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 54 | $23.9M |
| Accommodation and Food Services | 51 | $12.3M |
| Other Services | 28 | $10.2M |
| Retail Trade | 62 | $6.3M |
| Construction | 50 | $6.2M |
| Agriculture, Forestry, Fishing | 9 | $5.7M |
| Administrative and Support | 22 | $5.4M |
| Real Estate | 10 | $4.1M |
SBA lending in Jamestown by year
Geography, precisely
"Jamestown area" here means the Jamestown-Dunkirk, NY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Chautauqua County, NY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.