SBA lender profile
Five Star Bank
Five Star Bank appears in the public SBA loan data with 1,517 funded 7(a) loans totaling $395.9M, an average of $261K per loan, and an estimated 11,563 jobs supported. Its SBA lending concentrates in California and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 2.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1,517
Total volume
$395.9M
Average loan size
$261K
Charge-off rate
2.4%
Share of funded loans charged off
Jobs supported (reported)
11,563
Programs
7(a)
Bank profile
via FDIC- Total assets
- $5.0B
- Headquarters
- Roseville, CA
- FDIC cert
- #35361
- Status
- Active
Where Five Star Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 293 | $100.6M |
| New York | 440 | $63.3M |
| Texas | 106 | $29.8M |
| Florida | 104 | $27.7M |
| Pennsylvania | 41 | $18.2M |
| Colorado | 44 | $14.2M |
What Five Star Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 332 | $91.0M |
| Retail Trade | 187 | $50.9M |
| Other Services | 150 | $38.6M |
| Arts, Entertainment, Recreation | 78 | $37.9M |
| Health Care and Social Assistance | 107 | $25.5M |
| Accommodation and Food Services | 81 | $24.8M |
Five Star Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 484 | $113.0M |
| 2021 | 309 | $97.4M |
| 2022 | 219 | $66.6M |
| 2023 | 241 | $72.8M |
| 2024 | 151 | $27.4M |
| 2025 | 101 | $14.9M |
| 2026 | 12 | $3.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Five Star Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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