SBA lender profile
Five Star Bank
Five Star Bank appears in the public SBA loan data with 3,803 funded 7(a) loans since FY2010, totaling $746.8M, an average of $196K per loan, and an estimated 31,515 jobs supported. Its SBA lending concentrates in New York and the Professional and Technical Services sector. Across its 7(a) loans, the charge-off rate is 4.8%. 54.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 61
- Scale 95
- Activity 89
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Five Star Bank the right lender for you?
Lenders fund what they know. Five Star Bank's SBA lending concentrates in New York (1,882 loans) and Professional and Technical Services (570 loans), at an average loan of $196K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $5.0B
- Headquarters
- Roseville, CA
- FDIC cert
- #35361
- Status
- Active
Where Five Star Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 1,882 | $206.7M |
| California | 627 | $188.9M |
| Texas | 170 | $44.9M |
| Florida | 159 | $41.5M |
| Pennsylvania | 60 | $21.9M |
| New Jersey | 58 | $20.0M |
Metro areas where Five Star Bank funds
What Five Star Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 570 | $137.9M |
| Retail Trade | 482 | $94.8M |
| Construction | 503 | $65.4M |
| Manufacturing | 282 | $62.2M |
| Other Services | 326 | $60.7M |
| Accommodation and Food Services | 292 | $49.6M |
Five Star Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 167 | $16.2M |
| 2011 | 173 | $26.7M |
| 2012 | 115 | $17.1M |
| 2013 | 108 | $17.3M |
| 2014 | 124 | $11.6M |
| 2015 | 203 | $21.9M |
| 2016 | 273 | $22.9M |
| 2017 | 276 | $48.4M |
| 2018 | 411 | $77.5M |
| 2019 | 436 | $91.4M |
| 2020 | 484 | $113.0M |
| 2021 | 309 | $97.4M |
| 2022 | 219 | $66.6M |
| 2023 | 241 | $72.8M |
| 2024 | 151 | $27.4M |
| 2025 | 101 | $14.9M |
| 2026 | 12 | $3.9M |
Related SBA lenders
Other lenders active in New York or in Professional and Technical Services.
Comparing lenders? See how to choose an SBA lender by track record.
Five Star Bank: frequently asked questions
Does Five Star Bank offer SBA loans?
Yes. Five Star Bank appears in the public SBA data with 3,803 funded SBA 7(a) loans totaling $746.8M.
How many SBA loans has Five Star Bank made?
Five Star Bank is associated with 3,803 SBA 7(a) loans totaling $746.8M in the public SBA data (as of 2026-03-31).
What is Five Star Bank's SBA charge-off rate?
About 4.8% of Five Star Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Five Star Bank do most of its SBA lending?
Five Star Bank's SBA lending in the data is most concentrated in New York, and by industry in Professional and Technical Services.
Is Five Star Bank an SBA Preferred Lender (PLP)?
The loan record shows Five Star Bank operating under PLP delegated authority: 2,060 of its 7(a) loans (54.2%) were processed through the Preferred Lenders Program, including 65 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Five Star Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/five-star-bank/
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