SBA lending by metro area
SBA lenders in Kearney, NE
Which lenders fund Kearney-area businesses, how much, and how the market compares with Nebraska: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Kearney area
Ranked by SBA volume funded to businesses located in the Kearney micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Nebraska Economic Development Corporation | 24 | $13.3M | $554K | not reported |
| 2 | Exchange Bank | 15 | $8.6M | $575K | not reported |
| 3 | First State Bank Nebraska | 7 | $8.0M | $1.1M | not reported |
| 4 | First National Bank of Omaha | 27 | $6.5M | $242K | 0.00% |
| 5 | Wells Fargo Bank National Association | 9 | $3.4M | $383K | not reported |
| 6 | Custer Federal State Bank | 14 | $3.2M | $226K | not reported |
| 7 | Union Bank and Trust Company | 5 | $1.2M | $239K | not reported |
| 8 | Heartland Bank | 12 | $1.1M | $93K | not reported |
| 9 | U.S. Bank, National Association | 5 | $70K | $14K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Kearney compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Kearney area | $190K ▲ 26.7% | 14.6% ▲ 2.9 pts |
| Nebraska | $150K | 11.7% |
| United States | $179K | 11.2% |
What gets funded in Kearney
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 29 | $23.7M |
| Retail Trade | 24 | $8.6M |
| Health Care and Social Assistance | 22 | $6.8M |
| Other Services | 16 | $5.5M |
| Professional and Technical Services | 11 | $5.5M |
| Construction | 20 | $3.7M |
| Manufacturing | 16 | $3.5M |
| Arts, Entertainment, Recreation | 6 | $2.4M |
SBA lending in Kearney by year
Geography, precisely
"Kearney area" here means the Kearney, NE micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Buffalo County, NE; Kearney County, NE. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.