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SBA lender profile

Heartland Bank

Heartland Bank appears in the public SBA loan data with 24 funded 7(a) loans since FY2010, totaling $4.9M, an average of $203K per loan, and an estimated 181 jobs supported. Its SBA lending concentrates in Iowa and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 76
Scale 4
Activity 24
Consistency 53

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
24
Since FY2010
Total volume
$4.9M
Average loan size
$203K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
181
Programs
7(a)

Is Heartland Bank the right lender for you?

Lenders fund what they know. Heartland Bank's SBA lending concentrates in Iowa (10 loans) and Retail Trade (4 loans), at an average loan of $203K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$96M
Headquarters
Leawood, KS
FDIC cert
#1361
Status
Inactive

Where Heartland Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Iowa 10 $3.5M
Nebraska 14 $1.4M

Metro areas where Heartland Bank funds

What Heartland Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 4 $2.4M
Manufacturing 7 $806K
Other Services 3 $675K
Construction 2 $309K
Health Care and Social Assistance 4 $246K
Accommodation and Food Services 2 $186K

Heartland Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20106$1.8M
20113$338K
20122$250K
20135$619K
20161$149K
20171$540K
20192$200K
20233$721K
20241$245K

Related SBA lenders

Other lenders active in Iowa or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Heartland Bank: frequently asked questions

Does Heartland Bank offer SBA loans?

Yes. Heartland Bank appears in the public SBA data with 24 funded SBA 7(a) loans totaling $4.9M.

How many SBA loans has Heartland Bank made?

Heartland Bank is associated with 24 SBA 7(a) loans totaling $4.9M in the public SBA data (as of 2026-03-31).

What is Heartland Bank's SBA charge-off rate?

About 0.0% of Heartland Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Heartland Bank do most of its SBA lending?

Heartland Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Retail Trade.

For Heartland Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Heartland Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Heartland Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/heartland-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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