SBA lending by metro area
SBA lenders in Klamath Falls, OR
Which lenders fund Klamath Falls-area businesses, how much, and how the market compares with Oregon: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Klamath Falls area
Ranked by SBA volume funded to businesses located in the Klamath Falls micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 15 | $8.7M | $580K | not reported |
| 2 | Columbia Bank | 27 | $7.2M | $266K | 0.00% |
| 3 | Readycap Lending, LLC | 5 | $6.5M | $1.3M | not reported |
| 4 | Wells Fargo Bank National Association | 17 | $4.4M | $260K | not reported |
| 5 | WaFd Bank | 12 | $1.3M | $110K | not reported |
| 6 | Marion & Polk Schools CU | 6 | $1.3M | $213K | not reported |
| 7 | First Interstate Bank | 5 | $1.2M | $239K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Klamath Falls compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Klamath Falls area | $150K | 5.2% ▼ 3.0 pts |
| Oregon | $150K | 8.2% |
| United States | $179K | 11.2% |
What gets funded in Klamath Falls
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 27 | $24.2M |
| Retail Trade | 23 | $9.7M |
| Health Care and Social Assistance | 15 | $5.4M |
| Other Services | 8 | $5.4M |
| Manufacturing | 5 | $4.2M |
| Construction | 20 | $3.5M |
| Arts, Entertainment, Recreation | 7 | $2.7M |
| Professional and Technical Services | 6 | $2.6M |
SBA lending in Klamath Falls by year
Geography, precisely
"Klamath Falls area" here means the Klamath Falls, OR micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Klamath County, OR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.