SBA lender profile
WaFd Bank
WaFd Bank appears in the public SBA loan data with 160 funded 7(a) loans since FY2010, totaling $11.4M, an average of $71K per loan, and an estimated 826 jobs supported. Its SBA lending concentrates in Oregon and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 7.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 91
- Scale 40
- Activity 28
- Consistency 42
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is WaFd Bank the right lender for you?
Lenders fund what they know. WaFd Bank's SBA lending concentrates in Oregon (41 loans) and Wholesale Trade (8 loans), at an average loan of $71K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $27.6B
- Headquarters
- Seattle, WA
- FDIC cert
- #28088
- Status
- Active
Where WaFd Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oregon | 41 | $5.7M |
| Washington | 48 | $2.4M |
| Arizona | 22 | $1.2M |
| Texas | 10 | $620K |
| Idaho | 20 | $591K |
| California | 6 | $473K |
Metro areas where WaFd Bank funds
What WaFd Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 8 | $3.0M |
| Construction | 30 | $2.3M |
| Manufacturing | 16 | $1.5M |
| Retail Trade | 23 | $907K |
| Health Care and Social Assistance | 13 | $773K |
| Other Services | 21 | $701K |
WaFd Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 9 | $2.0M |
| 2011 | 7 | $554K |
| 2012 | 3 | $200K |
| 2025 | 52 | $1.4M |
| 2026 | 89 | $7.3M |
Related SBA lenders
Other lenders active in Oregon or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
WaFd Bank: frequently asked questions
Does WaFd Bank offer SBA loans?
Yes. WaFd Bank appears in the public SBA data with 160 funded SBA 7(a) loans totaling $11.4M.
How many SBA loans has WaFd Bank made?
WaFd Bank is associated with 160 SBA 7(a) loans totaling $11.4M in the public SBA data (as of 2026-03-31).
What is WaFd Bank's SBA charge-off rate?
About 0.0% of WaFd Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does WaFd Bank do most of its SBA lending?
WaFd Bank's SBA lending in the data is most concentrated in Oregon, and by industry in Wholesale Trade.
Is WaFd Bank an SBA Preferred Lender (PLP)?
The loan record shows WaFd Bank operating under PLP delegated authority: 12 of its 7(a) loans (7.5%) were processed through the Preferred Lenders Program, including 5 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). WaFd Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/wafd-bank/
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