SBA lending by metro area
SBA lenders in Lafayette, LA
Which lenders fund Lafayette-area businesses, how much, and how the market compares with Louisiana: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Lafayette area
Ranked by SBA volume funded to businesses located in the Lafayette metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Gulf Coast Bank | 202 | $94.1M | $466K | 4.95% |
| 2 | Louisiana Capital Certified Development Company, Inc. | 133 | $76.3M | $574K | not reported |
| 3 | Rayne State Bank & Trust Company | 65 | $51.5M | $792K | 3.08% |
| 4 | Live Oak Banking Company | 23 | $23.8M | $1.0M | 4.35% |
| 5 | Hancock Whitney Bank | 49 | $20.8M | $425K | 6.12% |
| 6 | Home Bank, National Association | 28 | $19.9M | $711K | 7.14% |
| 7 | JPMorgan Chase Bank, National Association | 84 | $18.6M | $222K | 10.71% |
| 8 | Peoples Bank | 7 | $16.8M | $2.4M | not reported |
| 9 | b1BANK | 21 | $15.2M | $722K | 0.00% |
| 10 | Newtek Small Business Finance, Inc. | 20 | $14.1M | $707K | 10.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Lafayette compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Lafayette area | $250K ▲ 28.2% | 14.7% ▲ 8.9 pts |
| Louisiana | $195K | 5.7% |
| United States | $179K | 11.2% |
What gets funded in Lafayette
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 128 | $121.9M |
| Manufacturing | 84 | $55.1M |
| Retail Trade | 131 | $48.3M |
| Health Care and Social Assistance | 117 | $45.4M |
| Professional and Technical Services | 84 | $37.2M |
| Other Services | 74 | $36.2M |
| Mining and Extraction | 33 | $33.7M |
| Real Estate | 34 | $33.2M |
SBA lending in Lafayette by year
Geography, precisely
"Lafayette area" here means the Lafayette, LA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Acadia Parish, LA; Lafayette Parish, LA; St. Martin Parish, LA; Vermilion Parish, LA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.