SBA lender profile
Gulf Coast Bank
Gulf Coast Bank appears in the public SBA loan data with 245 funded 7(a) loans since FY2010, totaling $114.7M, an average of $468K per loan, and an estimated 3,849 jobs supported. Its SBA lending concentrates in Louisiana and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.9%. 46.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 62
- Scale 72
- Activity 73
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Gulf Coast Bank the right lender for you?
Lenders fund what they know. Gulf Coast Bank's SBA lending concentrates in Louisiana (234 loans) and Accommodation and Food Services (46 loans), at an average loan of $468K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $516M
- Headquarters
- Abbeville, LA
- FDIC cert
- #20353
- Status
- Active
Where Gulf Coast Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Louisiana | 234 | $107.8M |
| Texas | 7 | $3.9M |
| Alabama | 1 | $1.6M |
| Massachusetts | 1 | $927K |
| South Carolina | 1 | $449K |
| Indiana | 1 | $125K |
Metro areas where Gulf Coast Bank funds
What Gulf Coast Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 46 | $31.0M |
| Retail Trade | 40 | $14.1M |
| Manufacturing | 21 | $12.4M |
| Construction | 25 | $11.5M |
| Professional and Technical Services | 21 | $8.8M |
| Health Care and Social Assistance | 19 | $8.6M |
Gulf Coast Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 15 | $3.7M |
| 2011 | 16 | $5.2M |
| 2012 | 20 | $4.1M |
| 2013 | 16 | $3.2M |
| 2014 | 22 | $6.4M |
| 2015 | 16 | $8.2M |
| 2016 | 8 | $4.8M |
| 2017 | 7 | $2.9M |
| 2018 | 13 | $5.0M |
| 2019 | 16 | $7.3M |
| 2020 | 14 | $4.2M |
| 2021 | 19 | $12.2M |
| 2022 | 25 | $19.8M |
| 2023 | 12 | $7.0M |
| 2024 | 12 | $12.2M |
| 2025 | 10 | $6.4M |
| 2026 | 4 | $2.2M |
Related SBA lenders
Other lenders active in Louisiana or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Gulf Coast Bank: frequently asked questions
Does Gulf Coast Bank offer SBA loans?
Yes. Gulf Coast Bank appears in the public SBA data with 245 funded SBA 7(a) loans totaling $114.7M.
How many SBA loans has Gulf Coast Bank made?
Gulf Coast Bank is associated with 245 SBA 7(a) loans totaling $114.7M in the public SBA data (as of 2026-03-31).
What is Gulf Coast Bank's SBA charge-off rate?
About 4.9% of Gulf Coast Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Gulf Coast Bank do most of its SBA lending?
Gulf Coast Bank's SBA lending in the data is most concentrated in Louisiana, and by industry in Accommodation and Food Services.
Is Gulf Coast Bank an SBA Preferred Lender (PLP)?
The loan record shows Gulf Coast Bank operating under PLP delegated authority: 115 of its 7(a) loans (46.9%) were processed through the Preferred Lenders Program, including 7 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Gulf Coast Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/gulf-coast-bank/
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