SBA lending by metro area
SBA lenders in Lake Havasu City, AZ
Which lenders fund Lake Havasu City-area businesses, how much, and how the market compares with Arizona: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Lake Havasu City area
Ranked by SBA volume funded to businesses located in the Lake Havasu City metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Arizona Financial Credit Union | 152 | $74.8M | $492K | 0.66% |
| 2 | Live Oak Banking Company | 12 | $31.0M | $2.6M | not reported |
| 3 | Mortgage Capital Development Corporation | 32 | $28.0M | $874K | not reported |
| 4 | Glacier Bank | 33 | $16.3M | $495K | 0.00% |
| 5 | Wells Fargo Bank National Association | 57 | $15.4M | $270K | 0.00% |
| 6 | Arizona Capital Source | 15 | $13.5M | $900K | not reported |
| 7 | Celtic Bank Corporation | 8 | $13.3M | $1.7M | not reported |
| 8 | Enterprise Bank & Trust | 9 | $12.2M | $1.4M | not reported |
| 9 | Columbia Bank | 5 | $11.1M | $2.2M | not reported |
| 10 | Bank of Hope | 5 | $10.7M | $2.1M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Lake Havasu City compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Lake Havasu City area | $250K ▼ 9.4% | 13.0% ▲ 1.8 pts |
| Arizona | $276K | 11.2% |
| United States | $179K | 11.2% |
What gets funded in Lake Havasu City
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 107 | $96.5M |
| Retail Trade | 107 | $89.4M |
| Health Care and Social Assistance | 68 | $41.8M |
| Real Estate | 37 | $33.2M |
| Construction | 77 | $31.9M |
| Arts, Entertainment, Recreation | 13 | $23.8M |
| Other Services | 73 | $22.2M |
| Manufacturing | 47 | $21.0M |
SBA lending in Lake Havasu City by year
Geography, precisely
"Lake Havasu City area" here means the Lake Havasu City-Kingman, AZ metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Mohave County, AZ. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.