SBA lending by metro area
SBA lenders in Lima, OH
Which lenders fund Lima-area businesses, how much, and how the market compares with Ohio: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Lima area
Ranked by SBA volume funded to businesses located in the Lima metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 132 | $25.6M | $194K | 6.06% |
| 2 | West Central Partnership, Inc. | 19 | $16.3M | $860K | not reported |
| 3 | WesBanco Bank, Inc. | 10 | $6.8M | $677K | not reported |
| 4 | JPMorgan Chase Bank, National Association | 9 | $4.6M | $509K | not reported |
| 5 | The State Bank and Trust Company | 14 | $4.5M | $319K | not reported |
| 6 | West Central Development Corporation | 17 | $1.9M | $113K | not reported |
| 7 | The Union Bank Company | 5 | $1.7M | $338K | not reported |
| 8 | U.S. Bank, National Association | 20 | $1.6M | $80K | 5.00% |
| 9 | The Citizens National Bank of Bluffton | 11 | $1.6M | $143K | not reported |
| 10 | Northeast Bank | 6 | $1.3M | $216K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Lima compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Lima area | $100K ▲ 25.0% | 8.3% ▲ 2.9 pts |
| Ohio | $80K | 5.4% |
| United States | $179K | 11.2% |
What gets funded in Lima
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 33 | $17.7M |
| Manufacturing | 22 | $16.6M |
| Other Services | 27 | $11.3M |
| Arts, Entertainment, Recreation | 8 | $7.7M |
| Retail Trade | 33 | $7.5M |
| Construction | 51 | $6.6M |
| Wholesale Trade | 17 | $6.0M |
| Health Care and Social Assistance | 31 | $4.9M |
SBA lending in Lima by year
Geography, precisely
"Lima area" here means the Lima, OH metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Allen County, OH. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.