SBA lending by metro area
SBA lenders in Louisville, KY
Which lenders fund Louisville-area businesses, how much, and how the market compares with Kentucky: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Louisville area
Ranked by SBA volume funded to businesses located in the Louisville metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Stock Yards Bank & Trust Company | 439 | $195.3M | $445K | 3.64% |
| 2 | Capital Access Corporation - Kentucky | 137 | $100.3M | $732K | not reported |
| 3 | U.S. Bank, National Association | 386 | $95.6M | $248K | 2.59% |
| 4 | Republic Bank & Trust Company | 290 | $94.3M | $325K | 0.00% |
| 5 | The Huntington National Bank | 237 | $77.4M | $327K | 8.02% |
| 6 | Live Oak Banking Company | 37 | $60.7M | $1.6M | 0.00% |
| 7 | First Financial Bank | 119 | $49.3M | $414K | 2.52% |
| 8 | Premier Capital Corporation | 65 | $40.4M | $622K | not reported |
| 9 | First Merchants Bank | 44 | $35.0M | $794K | 6.82% |
| 10 | JPMorgan Chase Bank, National Association | 183 | $33.3M | $182K | 4.92% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Louisville-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Louisville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Louisville area | $180K ▲ 26.1% | 8.6% ▲ 1.8 pts |
| Kentucky | $143K | 6.8% |
| United States | $179K | 11.2% |
What gets funded in Louisville
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 455 | $269.6M |
| Manufacturing | 290 | $213.2M |
| Health Care and Social Assistance | 304 | $139.8M |
| Other Services | 354 | $134.1M |
| Retail Trade | 359 | $125.4M |
| Construction | 336 | $115.5M |
| Professional and Technical Services | 294 | $105.1M |
| Wholesale Trade | 149 | $90.4M |
SBA lending in Louisville by year
Geography, precisely
"Louisville area" here means the Louisville/Jefferson County, KY-IN metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bullitt County, KY; Clark County, IN; Floyd County, IN; Harrison County, IN; Henry County, KY; Jefferson County, KY; Meade County, KY; Nelson County, KY; Oldham County, KY; Shelby County, KY; Spencer County, KY; Washington County, IN. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.