SBA lender profile
Republic Bank & Trust Company
Republic Bank & Trust Company appears in the public SBA loan data with 532 funded 7(a) loans since FY2010, totaling $182.5M, an average of $343K per loan, and an estimated 8,115 jobs supported. Its SBA lending concentrates in Kentucky and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.8%. 35.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 90
- Scale 81
- Activity 81
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Republic Bank & Trust Company the right lender for you?
Lenders fund what they know. Republic Bank & Trust Company's SBA lending concentrates in Kentucky (364 loans) and Accommodation and Food Services (80 loans), at an average loan of $343K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $7.2B
- Headquarters
- Louisville, KY
- FDIC cert
- #23627
- Status
- Active
Where Republic Bank & Trust Company lends
Top states by funded SBA volume.
Metro areas where Republic Bank & Trust Company funds
What Republic Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 80 | $29.6M |
| Health Care and Social Assistance | 78 | $21.3M |
| Manufacturing | 51 | $21.2M |
| Professional and Technical Services | 42 | $18.2M |
| Construction | 61 | $17.7M |
| Retail Trade | 46 | $15.7M |
Republic Bank & Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 22 | $4.4M |
| 2011 | 33 | $7.8M |
| 2012 | 22 | $4.2M |
| 2013 | 10 | $1.6M |
| 2014 | 12 | $1.9M |
| 2015 | 10 | $3.3M |
| 2016 | 29 | $6.1M |
| 2017 | 16 | $4.7M |
| 2018 | 32 | $6.2M |
| 2019 | 35 | $8.7M |
| 2020 | 37 | $14.1M |
| 2021 | 72 | $40.2M |
| 2022 | 41 | $17.6M |
| 2023 | 47 | $20.7M |
| 2024 | 36 | $10.4M |
| 2025 | 50 | $17.8M |
| 2026 | 28 | $12.9M |
Related SBA lenders
Other lenders active in Kentucky or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Republic Bank & Trust Company: frequently asked questions
Does Republic Bank & Trust Company offer SBA loans?
Yes. Republic Bank & Trust Company appears in the public SBA data with 532 funded SBA 7(a) loans totaling $182.5M.
How many SBA loans has Republic Bank & Trust Company made?
Republic Bank & Trust Company is associated with 532 SBA 7(a) loans totaling $182.5M in the public SBA data (as of 2026-03-31).
What is Republic Bank & Trust Company's SBA charge-off rate?
About 0.8% of Republic Bank & Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Republic Bank & Trust Company do most of its SBA lending?
Republic Bank & Trust Company's SBA lending in the data is most concentrated in Kentucky, and by industry in Accommodation and Food Services.
Is Republic Bank & Trust Company an SBA Preferred Lender (PLP)?
The loan record shows Republic Bank & Trust Company operating under PLP delegated authority: 187 of its 7(a) loans (35.1%) were processed through the Preferred Lenders Program, including 66 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Republic Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/republic-bank-trust-company/
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