SBA lending by metro area
SBA lenders in Mayfield, KY
Which lenders fund Mayfield-area businesses, how much, and how the market compares with Kentucky: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Mayfield area
Ranked by SBA volume funded to businesses located in the Mayfield micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | FNB Bank, Inc. | 18 | $3.4M | $187K | not reported |
| 2 | U.S. Bank, National Association | 12 | $2.6M | $213K | not reported |
| 3 | Purchase Area Development District | 6 | $1.9M | $318K | not reported |
| 4 | The Paducah Bank and Trust Company | 8 | $1.0M | $126K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Mayfield compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Mayfield area | $126K ▼ 11.8% | 11.1% ▲ 4.4 pts |
| Kentucky | $143K | 6.8% |
| United States | $179K | 11.2% |
What gets funded in Mayfield
| Industry | Loans | Total funded |
|---|---|---|
| Agriculture, Forestry, Fishing | 10 | $10.1M |
| Accommodation and Food Services | 9 | $8.2M |
| Retail Trade | 11 | $2.5M |
| Finance and Insurance | 5 | $1.2M |
| Professional and Technical Services | 5 | $604K |
| Construction | 7 | $384K |
SBA lending in Mayfield by year
Geography, precisely
"Mayfield area" here means the Mayfield, KY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Graves County, KY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.