SBA lender profile
The Paducah Bank and Trust Company
The Paducah Bank and Trust Company appears in the public SBA loan data with 111 funded 7(a) loans since FY2010, totaling $17.0M, an average of $153K per loan, and an estimated 902 jobs supported. Its SBA lending concentrates in Kentucky and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 64
- Scale 40
- Activity 24
- Consistency 68
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Paducah Bank and Trust Company the right lender for you?
Lenders fund what they know. The Paducah Bank and Trust Company's SBA lending concentrates in Kentucky (107 loans) and Accommodation and Food Services (23 loans), at an average loan of $153K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $1.0B
- Headquarters
- Paducah, KY
- FDIC cert
- #16664
- Status
- Active
Where The Paducah Bank and Trust Company lends
Top states by funded SBA volume.
Metro areas where The Paducah Bank and Trust Company funds
What The Paducah Bank and Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 23 | $3.7M |
| Retail Trade | 17 | $3.2M |
| Professional and Technical Services | 9 | $2.8M |
| Construction | 16 | $1.7M |
| Other Services | 9 | $1.4M |
| Health Care and Social Assistance | 12 | $1.4M |
The Paducah Bank and Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 19 | $2.8M |
| 2011 | 17 | $3.0M |
| 2012 | 18 | $2.7M |
| 2013 | 6 | $718K |
| 2014 | 14 | $2.1M |
| 2015 | 16 | $2.2M |
| 2016 | 4 | $422K |
| 2017 | 7 | $825K |
| 2020 | 2 | $566K |
| 2021 | 2 | $375K |
| 2022 | 1 | $325K |
| 2023 | 2 | $508K |
| 2025 | 3 | $406K |
Related SBA lenders
Other lenders active in Kentucky or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
The Paducah Bank and Trust Company: frequently asked questions
Does The Paducah Bank and Trust Company offer SBA loans?
Yes. The Paducah Bank and Trust Company appears in the public SBA data with 111 funded SBA 7(a) loans totaling $17.0M.
How many SBA loans has The Paducah Bank and Trust Company made?
The Paducah Bank and Trust Company is associated with 111 SBA 7(a) loans totaling $17.0M in the public SBA data (as of 2026-03-31).
What is The Paducah Bank and Trust Company's SBA charge-off rate?
About 4.5% of The Paducah Bank and Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Paducah Bank and Trust Company do most of its SBA lending?
The Paducah Bank and Trust Company's SBA lending in the data is most concentrated in Kentucky, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Paducah Bank and Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-paducah-bank-and-trust-company/
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