SBA lending by metro area
SBA lenders in Medford, OR
Which lenders fund Medford-area businesses, how much, and how the market compares with Oregon: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Medford area
Ranked by SBA volume funded to businesses located in the Medford metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Evergreen Business Capital | 59 | $41.9M | $710K | not reported |
| 2 | Peoples Bank of Commerce | 260 | $34.4M | $132K | 1.15% |
| 3 | Live Oak Banking Company | 19 | $30.3M | $1.6M | not reported |
| 4 | Wells Fargo Bank National Association | 53 | $23.1M | $436K | 9.43% |
| 5 | KeyBank National Association | 41 | $16.8M | $410K | 0.00% |
| 6 | Columbia Bank | 63 | $16.6M | $264K | 1.59% |
| 7 | Readycap Lending, LLC | 10 | $14.3M | $1.4M | not reported |
| 8 | First Interstate Bank | 26 | $12.8M | $493K | 3.85% |
| 9 | U.S. Bank, National Association | 99 | $11.6M | $117K | 3.03% |
| 10 | Newtek Small Business Finance, Inc. | 8 | $11.0M | $1.4M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Medford compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Medford area | $100K ▼ 33.3% | 7.4% ▼ 0.8 pts |
| Oregon | $150K | 8.2% |
| United States | $179K | 11.2% |
What gets funded in Medford
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 143 | $100.1M |
| Retail Trade | 142 | $59.5M |
| Manufacturing | 123 | $43.9M |
| Health Care and Social Assistance | 75 | $34.2M |
| Other Services | 53 | $24.0M |
| Construction | 148 | $19.0M |
| Professional and Technical Services | 81 | $16.7M |
| Real Estate | 19 | $14.3M |
SBA lending in Medford by year
Geography, precisely
"Medford area" here means the Medford, OR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Jackson County, OR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.