SBA lender profile
Peoples Bank of Commerce
Peoples Bank of Commerce appears in the public SBA loan data with 303 funded 7(a) loans since FY2010, totaling $46.5M, an average of $154K per loan, and an estimated 2,876 jobs supported. Its SBA lending concentrates in Oregon and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.0%. 36.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 86
- Scale 65
- Activity 42
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Peoples Bank of Commerce the right lender for you?
Lenders fund what they know. Peoples Bank of Commerce's SBA lending concentrates in Oregon (298 loans) and Accommodation and Food Services (49 loans), at an average loan of $154K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $302M
- Headquarters
- Cambridge, MN
- FDIC cert
- #10192
- Status
- Inactive
Where Peoples Bank of Commerce lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oregon | 298 | $45.8M |
| Washington | 3 | $428K |
| Wisconsin | 1 | $171K |
| California | 1 | $150K |
Metro areas where Peoples Bank of Commerce funds
What Peoples Bank of Commerce funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 49 | $10.9M |
| Manufacturing | 58 | $10.2M |
| Retail Trade | 57 | $8.0M |
| Construction | 52 | $4.2M |
| Transportation and Warehousing | 7 | $3.7M |
| Professional and Technical Services | 25 | $2.6M |
Peoples Bank of Commerce SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 34 | $3.8M |
| 2011 | 66 | $9.3M |
| 2012 | 53 | $3.5M |
| 2013 | 42 | $5.5M |
| 2014 | 28 | $4.3M |
| 2015 | 17 | $2.6M |
| 2016 | 12 | $4.7M |
| 2017 | 5 | $1.1M |
| 2018 | 9 | $1.6M |
| 2019 | 12 | $1.3M |
| 2020 | 8 | $1.3M |
| 2021 | 5 | $2.6M |
| 2022 | 1 | $916K |
| 2023 | 2 | $600K |
| 2024 | 4 | $1.6M |
| 2025 | 4 | $1.6M |
| 2026 | 1 | $289K |
Related SBA lenders
Other lenders active in Oregon or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Peoples Bank of Commerce: frequently asked questions
Does Peoples Bank of Commerce offer SBA loans?
Yes. Peoples Bank of Commerce appears in the public SBA data with 303 funded SBA 7(a) loans totaling $46.5M.
How many SBA loans has Peoples Bank of Commerce made?
Peoples Bank of Commerce is associated with 303 SBA 7(a) loans totaling $46.5M in the public SBA data (as of 2026-03-31).
What is Peoples Bank of Commerce's SBA charge-off rate?
About 1.0% of Peoples Bank of Commerce's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Peoples Bank of Commerce do most of its SBA lending?
Peoples Bank of Commerce's SBA lending in the data is most concentrated in Oregon, and by industry in Accommodation and Food Services.
Is Peoples Bank of Commerce an SBA Preferred Lender (PLP)?
The loan record shows Peoples Bank of Commerce operating under PLP delegated authority: 110 of its 7(a) loans (36.3%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Peoples Bank of Commerce SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/peoples-bank-of-commerce/
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