SBA lending by metro area
SBA lenders in Moscow, ID
Which lenders fund Moscow-area businesses, how much, and how the market compares with Idaho: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Moscow area
Ranked by SBA volume funded to businesses located in the Moscow micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 55 | $8.2M | $149K | 1.82% |
| 2 | U.S. Bank, National Association | 23 | $3.6M | $156K | 0.00% |
| 3 | Washington Trust Bank | 8 | $3.4M | $426K | not reported |
| 4 | Capital Matrix, Inc. | 5 | $3.2M | $635K | not reported |
| 5 | Wells Fargo Bank National Association | 10 | $893K | $89K | not reported |
| 6 | Banner Bank | 8 | $777K | $97K | not reported |
| 7 | Columbia Bank | 8 | $271K | $34K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Moscow compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Moscow area | $80K ▼ 46.7% | 6.5% ▼ 9.0 pts |
| Idaho | $150K | 15.4% |
| United States | $179K | 11.2% |
What gets funded in Moscow
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 14 | $6.1M |
| Manufacturing | 17 | $6.0M |
| Construction | 29 | $3.4M |
| Health Care and Social Assistance | 9 | $3.0M |
| Retail Trade | 8 | $2.4M |
| Other Services | 9 | $2.3M |
| Professional and Technical Services | 12 | $1.9M |
| Agriculture, Forestry, Fishing | 9 | $1.8M |
SBA lending in Moscow by year
Geography, precisely
"Moscow area" here means the Moscow, ID micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Latah County, ID. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.