SBA lending by metro area
SBA lenders in Mount Airy, NC
Which lenders fund Mount Airy-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Mount Airy area
Ranked by SBA volume funded to businesses located in the Mount Airy micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First Community Bank | 333 | $84.7M | $254K | 0.00% |
| 2 | First Financial Bank | 9 | $8.4M | $936K | not reported |
| 3 | Truist Bank | 16 | $5.8M | $363K | not reported |
| 4 | First National Bank of Pennsylvania | 5 | $5.6M | $1.1M | not reported |
| 5 | Wells Fargo Bank National Association | 7 | $2.4M | $346K | not reported |
| 6 | First Horizon Bank | 11 | $1.4M | $129K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Mount Airy compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Mount Airy area | $106K ▼ 59.2% | 1.2% ▼ 6.4 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Mount Airy
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 54 | $22.7M |
| Accommodation and Food Services | 35 | $20.5M |
| Other Services | 44 | $19.2M |
| Retail Trade | 60 | $17.5M |
| Agriculture, Forestry, Fishing | 33 | $12.0M |
| Transportation and Warehousing | 60 | $11.9M |
| Construction | 54 | $11.3M |
| Health Care and Social Assistance | 18 | $4.9M |
SBA lending in Mount Airy by year
Geography, precisely
"Mount Airy area" here means the Mount Airy, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Surry County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.