SBA lending by metro area
SBA lenders in New Bern, NC
Which lenders fund New Bern-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the New Bern area
Ranked by SBA volume funded to businesses located in the New Bern micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Truist Bank | 24 | $22.0M | $918K | 4.17% |
| 2 | Live Oak Banking Company | 12 | $14.9M | $1.2M | not reported |
| 3 | Wells Fargo Bank National Association | 25 | $11.1M | $444K | 0.00% |
| 4 | First Financial Bank | 8 | $7.5M | $939K | not reported |
| 5 | Business Expansion Funding Corporation | 5 | $2.7M | $535K | not reported |
| 6 | First National Bank of Pennsylvania | 6 | $2.6M | $441K | not reported |
| 7 | United Bank | 7 | $1.2M | $177K | not reported |
| 8 | The Huntington National Bank | 5 | $897K | $179K | not reported |
| 9 | Celtic Bank Corporation | 8 | $895K | $112K | not reported |
| 10 | Carolina Small Business Development Fund | 5 | $833K | $167K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How New Bern compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| New Bern area | $252K ▼ 3.1% | 4.0% ▼ 3.5 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in New Bern
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 30 | $28.9M |
| Retail Trade | 27 | $11.5M |
| Agriculture, Forestry, Fishing | 11 | $11.1M |
| Wholesale Trade | 7 | $10.0M |
| Construction | 21 | $9.5M |
| Other Services | 20 | $8.8M |
| Manufacturing | 5 | $8.3M |
| Health Care and Social Assistance | 18 | $7.4M |
SBA lending in New Bern by year
Geography, precisely
"New Bern area" here means the New Bern, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Craven County, NC; Jones County, NC; Pamlico County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.