SBA lender profile
Carolina Small Business Development Fund
Carolina Small Business Development Fund appears in the public SBA loan data with 244 funded 7(a) loans since FY2010, totaling $34.7M, an average of $142K per loan, and an estimated 2,081 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 5.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 58
- Scale 59
- Activity 60
- Consistency 70
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Carolina Small Business Development Fund the right lender for you?
Lenders fund what they know. Carolina Small Business Development Fund's SBA lending concentrates in North Carolina (241 loans) and Accommodation and Food Services (54 loans), at an average loan of $142K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Carolina Small Business Development Fund lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 241 | $34.5M |
| South Carolina | 3 | $243K |
Metro areas where Carolina Small Business Development Fund funds
What Carolina Small Business Development Fund funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 54 | $8.8M |
| Retail Trade | 36 | $5.4M |
| Arts, Entertainment, Recreation | 19 | $3.1M |
| Manufacturing | 19 | $3.1M |
| Health Care and Social Assistance | 25 | $2.7M |
| Other Services | 20 | $2.6M |
Carolina Small Business Development Fund SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2013 | 2 | $345K |
| 2014 | 6 | $722K |
| 2015 | 54 | $6.0M |
| 2016 | 36 | $4.2M |
| 2017 | 37 | $4.4M |
| 2018 | 29 | $3.8M |
| 2019 | 9 | $1.1M |
| 2020 | 9 | $1.3M |
| 2022 | 6 | $796K |
| 2023 | 20 | $3.9M |
| 2024 | 21 | $5.0M |
| 2025 | 11 | $2.4M |
| 2026 | 4 | $832K |
Related SBA lenders
Other lenders active in North Carolina or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Carolina Small Business Development Fund: frequently asked questions
Does Carolina Small Business Development Fund offer SBA loans?
Yes. Carolina Small Business Development Fund appears in the public SBA data with 244 funded SBA 7(a) loans totaling $34.7M.
How many SBA loans has Carolina Small Business Development Fund made?
Carolina Small Business Development Fund is associated with 244 SBA 7(a) loans totaling $34.7M in the public SBA data (as of 2026-03-31).
What is Carolina Small Business Development Fund's SBA charge-off rate?
About 5.7% of Carolina Small Business Development Fund's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Carolina Small Business Development Fund do most of its SBA lending?
Carolina Small Business Development Fund's SBA lending in the data is most concentrated in North Carolina, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Carolina Small Business Development Fund SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/carolina-small-business-development-fund/
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