SBA lending by metro area
SBA lenders in Philadelphia, PA
Which lenders fund Philadelphia-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Philadelphia area
Ranked by SBA volume funded to businesses located in the Philadelphia metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Wilmington Savings Fund Society FSB | 1,003 | $707.0M | $705K | 4.09% |
| 2 | Fulton Bank, National Association | 657 | $518.3M | $789K | 3.04% |
| 3 | TD Bank, National Association | 3,654 | $483.5M | $132K | 6.81% |
| 4 | Beacon Bank and Trust | 403 | $375.5M | $932K | 3.97% |
| 5 | Meridian Bank | 418 | $364.2M | $871K | 0.48% |
| 6 | Live Oak Banking Company | 246 | $302.0M | $1.2M | 0.41% |
| 7 | South Eastern Economic Development Company of Pennsylvania | 278 | $245.5M | $883K | not reported |
| 8 | Empire State Certified Development Corporation | 253 | $233.8M | $924K | not reported |
| 9 | Firstrust Savings Bank | 266 | $230.6M | $867K | 0.75% |
| 10 | Trenton Business Assistance Corporation | 221 | $229.3M | $1.0M | 2.33% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Philadelphia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Philadelphia area | $150K | 4.9% ▼ 1.3 pts |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Philadelphia
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 2,351 | $1.5B |
| Retail Trade | 2,353 | $1.0B |
| Manufacturing | 1,298 | $897.6M |
| Health Care and Social Assistance | 1,690 | $836.7M |
| Professional and Technical Services | 2,014 | $789.9M |
| Other Services | 1,804 | $691.8M |
| Construction | 2,074 | $619.9M |
| Wholesale Trade | 874 | $565.6M |
SBA lending in Philadelphia by year
Geography, precisely
"Philadelphia area" here means the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bucks County, PA; Burlington County, NJ; Camden County, NJ; Cecil County, MD; Chester County, PA; Delaware County, PA; Gloucester County, NJ; Montgomery County, PA; New Castle County, DE; Philadelphia County, PA; Salem County, NJ. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.