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SBA lending by metro area

SBA lenders in Pinehurst, NC

Which lenders fund Pinehurst-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
192
Total funded
$144.5M
Average loan
$753K
7(a) charge-off
2.7%

Top SBA lenders in the Pinehurst area

Ranked by SBA volume funded to businesses located in the Pinehurst metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Live Oak Banking Company 20 $29.4M $1.5M 0.00%
2 GBank 5 $15.0M $3.0M not reported
3 Business Expansion Funding Corporation 8 $10.7M $1.3M not reported
4 Pathward National Association 5 $7.2M $1.4M not reported
5 Truist Bank 31 $7.1M $229K 0.00%
6 First Bank 8 $5.4M $673K not reported
7 First Financial Bank 7 $4.9M $703K not reported
8 First-Citizens Bank & Trust Company 5 $3.6M $724K not reported
9 The Huntington National Bank 8 $2.3M $285K not reported
10 The Fidelity Bank 5 $1.9M $382K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Pinehurst compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Pinehurst area $300K ▲ 15.4% 4.7% ▼ 2.9 pts
North Carolina$260K7.6%
United States$179K11.2%

What gets funded in Pinehurst

IndustryLoansTotal funded
Accommodation and Food Services 35 $47.4M
Retail Trade 27 $18.3M
Agriculture, Forestry, Fishing 13 $16.6M
Manufacturing 10 $11.1M
Professional and Technical Services 16 $8.3M
Construction 15 $8.3M
Finance and Insurance 5 $7.2M
Real Estate 11 $6.9M

SBA lending in Pinehurst by year

Geography, precisely

"Pinehurst area" here means the Pinehurst-Southern Pines, NC metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Moore County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.