SBA lending by metro area
SBA lenders in Riverside, CA
Which lenders fund Riverside-area businesses, how much, and how the market compares with California: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Riverside area
Ranked by SBA volume funded to businesses located in the Riverside metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | CDC Small Business Finance Corp. | 940 | $667.8M | $710K | 16.32% |
| 2 | Business Finance Capital | 467 | $538.8M | $1.2M | not reported |
| 3 | U.S. Bank, National Association | 1,978 | $528.7M | $267K | 4.04% |
| 4 | Wells Fargo Bank National Association | 1,187 | $428.6M | $361K | 5.64% |
| 5 | AMPAC Tri-State CDC, Inc. | 443 | $393.8M | $889K | 2.38% |
| 6 | Enterprise Bank & Trust | 375 | $387.6M | $1.0M | 0.27% |
| 7 | Mortgage Capital Development Corporation | 270 | $348.0M | $1.3M | not reported |
| 8 | California Statewide Certified Development Corporation | 289 | $339.6M | $1.2M | not reported |
| 9 | Harvest Small Business Finance, LLC | 214 | $238.1M | $1.1M | 0.00% |
| 10 | Bank of Hope | 366 | $232.4M | $635K | 0.82% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Riverside compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Riverside area | $313K ▲ 4.4% | 18.3% ▲ 1.7 pts |
| California | $300K | 16.6% |
| United States | $179K | 11.2% |
What gets funded in Riverside
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 2,073 | $1.6B |
| Accommodation and Food Services | 1,718 | $1.5B |
| Wholesale Trade | 1,203 | $1.1B |
| Manufacturing | 1,226 | $1.1B |
| Health Care and Social Assistance | 1,327 | $856.1M |
| Other Services | 1,251 | $681.7M |
| Construction | 1,708 | $665.3M |
| Transportation and Warehousing | 979 | $548.2M |
SBA lending in Riverside by year
Geography, precisely
"Riverside area" here means the Riverside-San Bernardino-Ontario, CA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Riverside County, CA; San Bernardino County, CA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.