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SBA lending by metro area

SBA lenders in Salisbury, MD

Which lenders fund Salisbury-area businesses, how much, and how the market compares with Maryland: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
182
Total funded
$72.2M
Average loan
$396K
7(a) charge-off
2.8%

Top SBA lenders in the Salisbury area

Ranked by SBA volume funded to businesses located in the Salisbury metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Live Oak Banking Company 9 $19.9M $2.2M not reported
2 First Financial Bank 17 $13.4M $790K not reported
3 Manufacturers and Traders Trust Company 74 $9.5M $128K 2.70%
4 Hebron Savings Bank 18 $2.5M $140K not reported
5 Newtek Small Business Finance, Inc. 5 $1.0M $202K not reported
6 Northeast Bank 5 $850K $170K not reported
7 Truist Bank 7 $620K $89K not reported
8 BayFirst National Bank 5 $612K $122K not reported
9 PNC Bank, National Association 5 $560K $112K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Salisbury compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Salisbury area $138K ▼ 4.2% 1.7% ▼ 3.6 pts
Maryland$144K5.2%
United States$179K11.2%

What gets funded in Salisbury

IndustryLoansTotal funded
Agriculture, Forestry, Fishing 23 $29.2M
Accommodation and Food Services 17 $13.8M
Administrative and Support 12 $7.3M
Health Care and Social Assistance 25 $3.7M
Construction 27 $3.6M
Retail Trade 17 $3.2M
Other Services 14 $3.0M
Professional and Technical Services 11 $1.6M

SBA lending in Salisbury by year

Geography, precisely

"Salisbury area" here means the Salisbury, MD metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Somerset County, MD; Wicomico County, MD. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.