SBA lending by metro area
SBA lenders in Steamboat Springs, CO
Which lenders fund Steamboat Springs-area businesses, how much, and how the market compares with Colorado: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Steamboat Springs area
Ranked by SBA volume funded to businesses located in the Steamboat Springs micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | B:Side Capital | 45 | $13.8M | $308K | not reported |
| 2 | Live Oak Banking Company | 9 | $8.4M | $934K | not reported |
| 3 | Zions Bank, A Division of | 15 | $4.5M | $301K | not reported |
| 4 | Wells Fargo Bank National Association | 18 | $3.7M | $207K | not reported |
| 5 | Community Banks of Colorado, A Division of NBH Bank | 5 | $2.8M | $561K | not reported |
| 6 | The Huntington National Bank | 7 | $2.6M | $367K | not reported |
| 7 | BMO Bank National Association | 5 | $1.5M | $306K | not reported |
| 8 | Mountain Valley Bank | 5 | $865K | $173K | not reported |
| 9 | U.S. Bank, National Association | 5 | $862K | $172K | not reported |
| 10 | Newtek Bank, National Association | 5 | $800K | $160K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Steamboat Springs compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Steamboat Springs area | $239K ▼ 4.4% | 28.6% ▲ 16.4 pts |
| Colorado | $250K | 12.2% |
| United States | $179K | 11.2% |
What gets funded in Steamboat Springs
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 32 | $29.1M |
| Wholesale Trade | 8 | $10.3M |
| Construction | 22 | $8.1M |
| Retail Trade | 21 | $7.6M |
| Health Care and Social Assistance | 12 | $6.1M |
| Administrative and Support | 8 | $4.5M |
| Other Services | 15 | $4.0M |
| Professional and Technical Services | 15 | $3.8M |
SBA lending in Steamboat Springs by year
Geography, precisely
"Steamboat Springs area" here means the Steamboat Springs, CO micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Moffat County, CO; Routt County, CO. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.