SBA lending by metro area
SBA lenders in Toccoa, GA
Which lenders fund Toccoa-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Toccoa area
Ranked by SBA volume funded to businesses located in the Toccoa micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | PromiseOne Bank | 5 | $2.8M | $568K | not reported |
| 2 | First Financial Bank | 5 | $2.7M | $532K | not reported |
| 3 | Metro City Bank | 6 | $2.5M | $420K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Toccoa compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Toccoa area | $555K ▲ 58.4% | 10.4% |
| Georgia | $350K | 10.8% |
| United States | $179K | 11.2% |
What gets funded in Toccoa
| Industry | Loans | Total funded |
|---|---|---|
| Agriculture, Forestry, Fishing | 8 | $8.2M |
| Retail Trade | 14 | $7.7M |
| Accommodation and Food Services | 12 | $5.9M |
SBA lending in Toccoa by year
Geography, precisely
"Toccoa area" here means the Toccoa, GA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Stephens County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.