SBA lending by metro area
SBA lenders in Victoria, TX
Which lenders fund Victoria-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Victoria area
Ranked by SBA volume funded to businesses located in the Victoria metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Wallis Bank | 12 | $18.8M | $1.6M | not reported |
| 2 | Celtic Bank Corporation | 6 | $9.1M | $1.5M | not reported |
| 3 | The Huntington National Bank | 8 | $8.7M | $1.1M | not reported |
| 4 | Capital Certified Development Corporation | 11 | $7.3M | $664K | not reported |
| 5 | Live Oak Banking Company | 5 | $7.1M | $1.4M | not reported |
| 6 | First Community Bank | 5 | $7.0M | $1.4M | not reported |
| 7 | Wells Fargo Bank National Association | 21 | $4.8M | $229K | 4.76% |
| 8 | BayFirst National Bank | 5 | $670K | $134K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Victoria compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Victoria area | $511K ▲ 104.2% | 11.2% ▲ 3.8 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Victoria
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 34 | $60.1M |
| Retail Trade | 24 | $16.6M |
| Health Care and Social Assistance | 16 | $13.5M |
| Other Services | 12 | $8.8M |
| Administrative and Support | 5 | $8.3M |
| Manufacturing | 12 | $7.2M |
| Mining and Extraction | 6 | $5.7M |
| Construction | 8 | $1.7M |
SBA lending in Victoria by year
Geography, precisely
"Victoria area" here means the Victoria, TX metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Goliad County, TX; Victoria County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.