SBA lending by metro area
SBA lenders in Vineyard Haven, MA
Which lenders fund Vineyard Haven-area businesses, how much, and how the market compares with Massachusetts: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Vineyard Haven area
Ranked by SBA volume funded to businesses located in the Vineyard Haven micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | South Eastern Economic Development Corporation | 13 | $9.1M | $701K | not reported |
| 2 | Rockland Trust Company | 16 | $2.8M | $175K | not reported |
| 3 | Eastern Bank | 12 | $1.1M | $90K | not reported |
| 4 | Martha's Vineyard Bank | 22 | $766K | $35K | 0.00% |
| 5 | Santander Bank, National Association | 6 | $310K | $52K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Vineyard Haven compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Vineyard Haven area | $100K | 22.0% ▲ 9.2 pts |
| Massachusetts | $100K | 12.9% |
| United States | $179K | 11.2% |
What gets funded in Vineyard Haven
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 24 | $12.5M |
| Construction | 20 | $5.9M |
| Professional and Technical Services | 12 | $5.7M |
| Retail Trade | 17 | $2.8M |
| Administrative and Support | 8 | $1.9M |
| Health Care and Social Assistance | 5 | $1.6M |
| Other Services | 7 | $426K |
| Transportation and Warehousing | 5 | $205K |
SBA lending in Vineyard Haven by year
Geography, precisely
"Vineyard Haven area" here means the Vineyard Haven, MA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Dukes County, MA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.