SBA lender profile
Santander Bank, National Association
Santander Bank, National Association appears in the public SBA loan data with 3,535 funded 7(a) loans since FY2010, totaling $456.5M, an average of $129K per loan, and an estimated 25,192 jobs supported. Its SBA lending concentrates in New Jersey and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.8%. 5.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 61
- Scale 94
- Activity 66
- Consistency 84
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Santander Bank, National Association the right lender for you?
Lenders fund what they know. Santander Bank, National Association's SBA lending concentrates in New Jersey (815 loans) and Accommodation and Food Services (866 loans), at an average loan of $129K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Santander Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Jersey | 815 | $122.4M |
| Massachusetts | 941 | $106.0M |
| New York | 843 | $91.8M |
| Pennsylvania | 533 | $71.8M |
| Rhode Island | 176 | $26.1M |
| Connecticut | 124 | $18.3M |
Metro areas where Santander Bank, National Association funds
What Santander Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 866 | $78.2M |
| Retail Trade | 472 | $74.3M |
| Wholesale Trade | 284 | $57.9M |
| Construction | 539 | $55.9M |
| Manufacturing | 136 | $45.9M |
| Professional and Technical Services | 349 | $37.1M |
Santander Bank, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 247 | $21.2M |
| 2011 | 328 | $36.3M |
| 2012 | 341 | $38.4M |
| 2013 | 328 | $51.4M |
| 2014 | 426 | $49.4M |
| 2015 | 329 | $60.4M |
| 2016 | 273 | $37.2M |
| 2017 | 240 | $28.6M |
| 2018 | 291 | $44.7M |
| 2019 | 298 | $49.5M |
| 2020 | 115 | $17.3M |
| 2021 | 1 | $380K |
| 2022 | 91 | $5.1M |
| 2023 | 79 | $6.5M |
| 2024 | 79 | $5.3M |
| 2025 | 55 | $4.0M |
| 2026 | 14 | $958K |
Related SBA lenders
Other lenders active in New Jersey or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Santander Bank, National Association: frequently asked questions
Does Santander Bank, National Association offer SBA loans?
Yes. Santander Bank, National Association appears in the public SBA data with 3,535 funded SBA 7(a) loans totaling $456.5M.
How many SBA loans has Santander Bank, National Association made?
Santander Bank, National Association is associated with 3,535 SBA 7(a) loans totaling $456.5M in the public SBA data (as of 2026-03-31).
What is Santander Bank, National Association's SBA charge-off rate?
About 4.8% of Santander Bank, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Santander Bank, National Association do most of its SBA lending?
Santander Bank, National Association's SBA lending in the data is most concentrated in New Jersey, and by industry in Accommodation and Food Services.
Is Santander Bank, National Association an SBA Preferred Lender (PLP)?
The loan record shows Santander Bank, National Association operating under PLP delegated authority: 209 of its 7(a) loans (5.9%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Santander Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/santander-bank-national-association/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.