SBA lender profile
Santander Bank, National Association
Santander Bank, National Association appears in the public SBA loan data with 434 funded 7(a) loans totaling $39.6M, an average of $91K per loan, and an estimated 2,613 jobs supported. Its SBA lending concentrates in New York and the Construction sector. Across all of its loans in the data, its charge-off rate is 2.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
434
Total volume
$39.6M
Average loan size
$91K
Charge-off rate
2.3%
Share of funded loans charged off
Jobs supported (reported)
2,613
Programs
7(a)
Where Santander Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 87 | $10.5M |
| Massachusetts | 113 | $10.2M |
| New Jersey | 124 | $9.7M |
| Pennsylvania | 50 | $4.8M |
| Rhode Island | 31 | $2.0M |
| Connecticut | 18 | $1.4M |
What Santander Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 173 | $13.5M |
| Accommodation and Food Services | 100 | $9.6M |
| Retail Trade | 29 | $3.2M |
| Transportation and Warehousing | 55 | $3.2M |
| Professional and Technical Services | 19 | $3.2M |
| Health Care and Social Assistance | 12 | $2.6M |
Santander Bank, National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 115 | $17.3M |
| 2021 | 1 | $380K |
| 2022 | 91 | $5.1M |
| 2023 | 79 | $6.5M |
| 2024 | 79 | $5.3M |
| 2025 | 55 | $4.0M |
| 2026 | 14 | $958K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Santander Bank, National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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