SBA lending by metro area
SBA lenders in Visalia, CA
Which lenders fund Visalia-area businesses, how much, and how the market compares with California: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Visalia area
Ranked by SBA volume funded to businesses located in the Visalia metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Celtic Bank Corporation | 27 | $47.4M | $1.8M | 11.11% |
| 2 | Southland Economic Development Corporation | 87 | $38.8M | $446K | not reported |
| 3 | Mortgage Capital Development Corporation | 15 | $30.1M | $2.0M | not reported |
| 4 | Commonwealth Business Bank | 35 | $27.9M | $798K | 0.00% |
| 5 | Cen Cal Business Finance Group | 34 | $26.9M | $791K | not reported |
| 6 | Citizens Business Bank National Association | 77 | $24.5M | $319K | 0.00% |
| 7 | Bank of Hope | 5 | $21.8M | $4.4M | not reported |
| 8 | Bank of the Sierra | 51 | $20.6M | $404K | 0.00% |
| 9 | CDC Small Business Finance Corp. | 16 | $19.2M | $1.2M | not reported |
| 10 | Columbia Bank | 19 | $18.8M | $991K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Visalia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Visalia area | $261K ▼ 13.0% | 20.1% ▲ 3.5 pts |
| California | $300K | 16.6% |
| United States | $179K | 11.2% |
What gets funded in Visalia
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 177 | $173.4M |
| Accommodation and Food Services | 109 | $112.8M |
| Other Services | 85 | $52.3M |
| Health Care and Social Assistance | 93 | $34.6M |
| Manufacturing | 48 | $29.2M |
| Wholesale Trade | 48 | $23.3M |
| Real Estate | 26 | $19.2M |
| Transportation and Warehousing | 43 | $17.6M |
SBA lending in Visalia by year
Geography, precisely
"Visalia area" here means the Visalia, CA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Tulare County, CA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.