SBA lender profile
Cen Cal Business Finance Group
Cen Cal Business Finance Group appears in the public SBA loan data with 892 funded 504 loans totaling $650.7M, an average of $730K per loan, and an estimated 11,979 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
892
Total volume
$650.7M
Average loan size
$730K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
11,979
Programs
504
Cen Cal Business Finance Group is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Cen Cal Business Finance Group lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 892 | $650.7M |
What Cen Cal Business Finance Group funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 68 | $105.5M |
| Retail Trade | 129 | $104.3M |
| Health Care and Social Assistance | 167 | $97.7M |
| Professional and Technical Services | 93 | $54.5M |
| Construction | 97 | $48.1M |
| Manufacturing | 50 | $44.7M |
Cen Cal Business Finance Group SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 44 | $17.5M |
| 2011 | 48 | $26.7M |
| 2012 | 60 | $38.2M |
| 2013 | 66 | $37.0M |
| 2014 | 46 | $20.7M |
| 2015 | 64 | $53.6M |
| 2016 | 66 | $54.0M |
| 2017 | 59 | $35.3M |
| 2018 | 65 | $41.7M |
| 2019 | 61 | $42.0M |
| 2020 | 56 | $37.9M |
| 2021 | 65 | $56.1M |
| 2022 | 61 | $62.4M |
| 2023 | 29 | $25.3M |
| 2024 | 39 | $37.2M |
| 2025 | 38 | $41.3M |
| 2026 | 25 | $23.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Cen Cal Business Finance Group's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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