SBA lender profile
Cen Cal Business Finance Group
Cen Cal Business Finance Group appears in the public SBA loan data with 892 funded 504 loans since FY2010, totaling $650.7M, an average of $730K per loan, and an estimated 11,979 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 91
- Activity 88
- Consistency 90
Track record is 7(a)-only; Cen Cal Business Finance Group appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Cen Cal Business Finance Group the right lender for you?
Lenders fund what they know. Cen Cal Business Finance Group's SBA lending concentrates in California (892 loans) and Accommodation and Food Services (68 loans), at an average loan of $730K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Cen Cal Business Finance Group is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Cen Cal Business Finance Group lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 892 | $650.7M |
Metro areas where Cen Cal Business Finance Group funds
What Cen Cal Business Finance Group funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 68 | $105.5M |
| Retail Trade | 129 | $104.3M |
| Health Care and Social Assistance | 167 | $97.7M |
| Professional and Technical Services | 93 | $54.5M |
| Construction | 97 | $48.1M |
| Manufacturing | 50 | $44.7M |
Cen Cal Business Finance Group SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 44 | $17.5M |
| 2011 | 48 | $26.7M |
| 2012 | 60 | $38.2M |
| 2013 | 66 | $37.0M |
| 2014 | 46 | $20.7M |
| 2015 | 64 | $53.6M |
| 2016 | 66 | $54.0M |
| 2017 | 59 | $35.3M |
| 2018 | 65 | $41.7M |
| 2019 | 61 | $42.0M |
| 2020 | 56 | $37.9M |
| 2021 | 65 | $56.1M |
| 2022 | 61 | $62.4M |
| 2023 | 29 | $25.3M |
| 2024 | 39 | $37.2M |
| 2025 | 38 | $41.3M |
| 2026 | 25 | $23.9M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Cen Cal Business Finance Group: frequently asked questions
Does Cen Cal Business Finance Group offer SBA loans?
Yes. Cen Cal Business Finance Group appears in the public SBA data with 892 funded SBA 504 loans totaling $650.7M, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has Cen Cal Business Finance Group made?
Cen Cal Business Finance Group is associated with 892 SBA 504 loans totaling $650.7M in the public SBA data (as of 2026-03-31).
What is Cen Cal Business Finance Group's SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and Cen Cal Business Finance Group appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does Cen Cal Business Finance Group do most of its SBA lending?
Cen Cal Business Finance Group's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Cen Cal Business Finance Group SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/cen-cal-business-finance-group/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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