SBA lender profile
Bank of the Sierra
Bank of the Sierra appears in the public SBA loan data with 396 funded 7(a) loans since FY2010, totaling $116.4M, an average of $294K per loan, and an estimated 6,469 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.5%. 35.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 76
- Activity 0
- Consistency 63
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bank of the Sierra the right lender for you?
Lenders fund what they know. Bank of the Sierra's SBA lending concentrates in California (396 loans) and Accommodation and Food Services (59 loans), at an average loan of $294K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.8B
- Headquarters
- Porterville, CA
- FDIC cert
- #22597
- Status
- Active
Where Bank of the Sierra lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 396 | $116.4M |
Metro areas where Bank of the Sierra funds
What Bank of the Sierra funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 59 | $28.7M |
| Construction | 73 | $23.9M |
| Manufacturing | 29 | $14.0M |
| Retail Trade | 55 | $9.3M |
| Professional and Technical Services | 37 | $8.1M |
| Health Care and Social Assistance | 28 | $5.9M |
Bank of the Sierra SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 82 | $18.0M |
| 2011 | 76 | $21.1M |
| 2012 | 42 | $17.2M |
| 2013 | 43 | $15.1M |
| 2014 | 38 | $12.5M |
| 2015 | 43 | $11.6M |
| 2016 | 26 | $3.7M |
| 2017 | 13 | $2.8M |
| 2018 | 20 | $11.8M |
| 2019 | 12 | $2.4M |
| 2020 | 1 | $120K |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Bank of the Sierra: frequently asked questions
Does Bank of the Sierra offer SBA loans?
Yes. Bank of the Sierra appears in the public SBA data with 396 funded SBA 7(a) loans totaling $116.4M.
How many SBA loans has Bank of the Sierra made?
Bank of the Sierra is associated with 396 SBA 7(a) loans totaling $116.4M in the public SBA data (as of 2026-03-31).
What is Bank of the Sierra's SBA charge-off rate?
About 1.5% of Bank of the Sierra's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bank of the Sierra do most of its SBA lending?
Bank of the Sierra's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Bank of the Sierra an SBA Preferred Lender (PLP)?
The loan record shows Bank of the Sierra operating under PLP delegated authority: 140 of its 7(a) loans (35.4%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bank of the Sierra SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-the-sierra/
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