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SBA lending by metro area

SBA lenders in Yakima, WA

Which lenders fund Yakima-area businesses, how much, and how the market compares with Washington: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
661
Total funded
$329.3M
Average loan
$498K
7(a) charge-off
1.5%

Top SBA lenders in the Yakima area

Ranked by SBA volume funded to businesses located in the Yakima metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Banner Bank 155 $24.4M $158K 0.65%
2 Mountain Pacific Bank 12 $22.9M $1.9M not reported
3 Evergreen Business Capital 34 $22.6M $664K not reported
4 Live Oak Banking Company 12 $21.5M $1.8M not reported
5 BMO Bank National Association 14 $21.4M $1.5M not reported
6 Readycap Lending, LLC 20 $17.7M $885K 0.00%
7 Northwest Business Development Association 25 $16.2M $649K not reported
8 PCB Bank 14 $15.3M $1.1M not reported
9 Bank of Hope 12 $12.7M $1.1M not reported
10 U.S. Bank, National Association 68 $11.9M $175K 0.00%

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Yakima compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Yakima area $200K ▼ 10.3% 9.8% ▲ 0.8 pts
Washington$223K9.1%
United States$179K11.2%

What gets funded in Yakima

IndustryLoansTotal funded
Retail Trade 175 $138.4M
Accommodation and Food Services 81 $60.5M
Health Care and Social Assistance 71 $39.2M
Other Services 51 $20.1M
Manufacturing 37 $14.0M
Transportation and Warehousing 50 $13.9M
Construction 76 $12.3M
Wholesale Trade 21 $7.6M

SBA lending in Yakima by year

Geography, precisely

"Yakima area" here means the Yakima, WA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Yakima County, WA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.