Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

Search the index

Search every lender, state, district, industry, franchise, guide, study, and tool. Runs on the published site.

SBA lender profile

PCB Bank

PCB Bank appears in the public SBA loan data with 2,490 funded 7(a) loans since FY2010, totaling $2.2B, an average of $896K per loan, and an estimated 24,743 jobs supported. Its SBA lending concentrates in California and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.8%. 89.5% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 82
Scale 97
Activity 96
Consistency 90

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
2,490
Since FY2010
Total volume
$2.2B
Average loan size
$896K
7(a) charge-off rate
1.8%
Share of 7(a) loans charged off
Jobs supported (reported)
24,743
Programs
7(a)

Is PCB Bank the right lender for you?

Lenders fund what they know. PCB Bank's SBA lending concentrates in California (1,375 loans) and Retail Trade (864 loans), at an average loan of $896K. If your business does not look like that, a different SBA lender is likely the better fit.

See which SBA lenders fund businesses like yours →

Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$3.4B
Headquarters
Los Angeles, CA
FDIC cert
#57463
Status
Active

Where PCB Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
California 1,375 $1.1B
Washington 220 $325.6M
Texas 239 $268.9M
Georgia 93 $66.8M
Oregon 47 $64.5M
Colorado 54 $59.3M

Metro areas where PCB Bank funds

What PCB Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 864 $811.0M
Accommodation and Food Services 825 $672.5M
Other Services 344 $258.3M
Wholesale Trade 176 $198.6M
Health Care and Social Assistance 84 $98.0M
Manufacturing 60 $63.9M

PCB Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
2010123$65.8M
2011143$87.4M
2012157$92.5M
2013172$99.7M
2014207$155.4M
2015222$147.6M
2016229$185.9M
2017207$191.6M
2018147$130.5M
2019150$139.2M
2020107$121.4M
2021164$270.2M
202293$138.0M
202393$105.6M
202499$98.4M
2025135$154.9M
202642$46.8M

Related SBA lenders

Other lenders active in California or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

PCB Bank: frequently asked questions

Does PCB Bank offer SBA loans?

Yes. PCB Bank appears in the public SBA data with 2,490 funded SBA 7(a) loans totaling $2.2B.

How many SBA loans has PCB Bank made?

PCB Bank is associated with 2,490 SBA 7(a) loans totaling $2.2B in the public SBA data (as of 2026-03-31).

What is PCB Bank's SBA charge-off rate?

About 1.8% of PCB Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does PCB Bank do most of its SBA lending?

PCB Bank's SBA lending in the data is most concentrated in California, and by industry in Retail Trade.

Is PCB Bank an SBA Preferred Lender (PLP)?

The loan record shows PCB Bank operating under PLP delegated authority: 2,228 of its 7(a) loans (89.5%) were processed through the Preferred Lenders Program, including 276 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For PCB Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

Request your institution's benchmarking →
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of PCB Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). PCB Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/pcb-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

Looking for a lender like this?

Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.

Get matched with lenders

Get SBA lending trends in your inbox

Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.

We use your email only to send lending-trend updates. See our privacy policy.