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Franchise financing

AMAZING LASH STUDIO franchise financing

What it costs to finance a AMAZING LASH STUDIO franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.

By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31

SBA loans
198
Total funded
$86.0M
Median loan
$370K
7(a) charge-off
8.1%

What financing a AMAZING LASH STUDIO franchise costs

The median SBA loan to a AMAZING LASH STUDIO franchisee is $370K, and the middle half of AMAZING LASH STUDIO's 198 loans run $315K to $437K (average $434K). Across all SBA-financed franchises the median loan is $350K. AMAZING LASH STUDIO buyers borrow more than the typical franchisee.

These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median AMAZING LASH STUDIO loan runs 10 years. Model your numbers with the franchise financing calculator.

Of the 189 AMAZING LASH STUDIO loans where the SBA recorded a business age, 84.7% went to new businesses two years old or younger. The rest funded existing operations.

How to finance AMAZING LASH STUDIO

AMAZING LASH STUDIO franchisees have financed with 198 SBA loans since FY2010, averaging $434K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (198 of the 198 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.

AMAZING LASH STUDIO's 7(a) charge-off rate is 8.1% across 198 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.

AMAZING LASH STUDIO SBA funded volume by fiscal year

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AMAZING LASH STUDIO SBA financing FAQ

How much does a AMAZING LASH STUDIO franchise cost?

The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a AMAZING LASH STUDIO franchisee is $370K, and the middle half of AMAZING LASH STUDIO's 198 loans run $315K to $437K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of AMAZING LASH STUDIO's franchise disclosure document.

Can you use an SBA loan for AMAZING LASH STUDIO?

Yes. Lenders have funded 198 SBA loans to AMAZING LASH STUDIO franchisees, worth $86.0M in all, so AMAZING LASH STUDIO is regularly financed with SBA 7(a) and 504 loans.

Can a first-time owner get an SBA loan for AMAZING LASH STUDIO?

The data says yes: of AMAZING LASH STUDIO's 189 SBA loans that record a business age, 84.7% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.

Which lenders finance AMAZING LASH STUDIO?

By loan count, the most active SBA lenders for AMAZING LASH STUDIO are Simmons Bank, Millennium Bank, The Huntington National Bank, among others. A lender already active with your brand often moves faster.

What is AMAZING LASH STUDIO's SBA charge-off rate?

Across AMAZING LASH STUDIO's 198 SBA 7(a) loans, 8.1% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.

Which SBA program fits AMAZING LASH STUDIO?

Mostly 7(a): 198 of AMAZING LASH STUDIO's 198 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median AMAZING LASH STUDIO loan term is 10 years.

Method. Figures cover SBA 7(a) and 504 loans tagged to the AMAZING LASH STUDIO franchise in the public SBA data, FY2010–2026 (as of 2026-03-31). Charge-off is 7(a)-only. Medians and the middle-half range are computed from per-loan approval amounts; loan terms and business age are used only where the SBA recorded them. The SBA tags loans by the franchise name it recorded; spelling variants the SBA used separately are not merged. SBA Loan Index is independent and not affiliated with AMAZING LASH STUDIO or the SBA; this is information, not financial advice. See the methodology.